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BOK Financial BOKF Consumer — Interest Income (Expense), Operating

Discontinued — last reported Q4 '25

Other segment segments

Commercial Banking
$173.47M
Consumer Banking
$55.99M
Wealth Management
$42.97M-3.4%

Similar metrics at other companies

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WALConsumer Related Segment — Interest Income
$329.9M+15.7%
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WALConsumer Related Segment — Net Interest Income
$484.6M+21.4%
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CFGConsumer Banking — Net Interest Income
$1.31B+9.7%
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RFConsumer Bank — Net interest income and other financing income (loss)
$729M+2.7%
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CFGConsumer Banking — Interest Income Expense Net
$1.31B+9.7%
Bank of America logo
BACConsumer Banking — Net Interest Income
$8.99B+5.7%

Other financials

Income statement

See full
Revenue$553.8M+10.3%
Net income$155.8M+30.0%
EPS (diluted)$2.58+38.7%

Balance sheet

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Cash & equivalents$1.4B-0.3%
Total debt$228.1M-8.3%
Total equity$6.0B+3.5%
Total assets$53.8B+6.5%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$7.92B+16.2%
P/E12.9×+0.7×
P/S3.6×+0.3×

Profitability

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Net margin27.6%+0.9pp
FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.5%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: BOK Financial’s 10-K, filed February 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BOK Financial's consumer — interest income (expense), operating?
BOK Financial (BOKF) reported consumer — interest income (expense), operating of $57.16M in Q4 2025.
How has BOK Financial's consumer — interest income (expense), operating changed year-over-year?
BOK Financial's consumer — interest income (expense), operating decreased by 12.7% year-over-year, from $65.49M to $57.16M.
What is the long-term trend for BOK Financial's consumer — interest income (expense), operating?
Over 4 years (2021 to 2025), BOK Financial's consumer — interest income (expense), operating has grown at a 22.2% compound annual growth rate (CAGR), from $103.53M to $230.98M.
What does consumer — interest income (expense), operating mean?
The total net interest revenue for the consumer segment, including both external and internal sources.
How do you interpret consumer — interest income (expense), operating?
Growth indicates an expanding retail balance sheet or improved interest rate positioning within the segment.
How does consumer — interest income (expense), operating compare across companies?
Comparable to the segment-level Net Interest Income reported by most diversified financial services firms.