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Westamerica Bank WABC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by Westamerica Bank in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: Westamerica Bank’s 10-K, filed February 27, 2026.
- Filed
- Feb 27, 2026, 5:08 PM EST
- Fiscal year
- FY2025
- Accession
- 0001171843-26-001195
| Line item | For the Years Ended December 31, 2025 | For the Years Ended December 31, 2024 | For the Years Ended December 31, 2023 |
|---|---|---|---|
| Total Interest Expense | 13,712 | 17,419 | 3,890 |
| Net Interest and Loan Fee Income | 217,268 | 250,595 | 280,123 |
| (Reversal of) Provision for Credit Losses | (550) | 300 | (1,150) |
| Net Interest and Loan Fee Income After (Reversal of) Provision For Credit Losses | 217,818 | 250,295 | 281,273 |
| Noninterest Income: | |||
| Service charges on deposit accounts | 13,336 | 14,025 | 14,169 |
| Merchant processing services | 10,970 | 10,449 | 11,280 |
| Debit card fees | 6,346 | 6,853 | 7,185 |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA[](#)
FAQ
- What is Westamerica Bank's net interest income (after provisions)?
- Westamerica Bank (WABC) reported net interest income (after provisions) of $54.45M in Q4 2025.
- How has Westamerica Bank's net interest income (after provisions) changed year-over-year?
- Westamerica Bank's net interest income (after provisions) decreased by 13.0% year-over-year, from $62.57M to $54.45M.
- What is the long-term trend for Westamerica Bank's net interest income (after provisions)?
- Over 3 years (2022 to 2025), Westamerica Bank's net interest income (after provisions) has grown at a -0.3% compound annual growth rate (CAGR), from $219.83M to $217.82M.
- What does net interest income (after provisions) mean?
- This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent risk in its loan portfolio.
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