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Westamerica Bank WABC Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

Center Bancorp logo
Center BancorpCNOB
$9.7M+5,443%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$17.6M-10.2%

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.8%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%
Total debt$165.5M+24.2%
Total equity$882.7M-4.4%
Total assets$5.9B-1.7%

Cash flow

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Operating cash flow$39.7M-6.3%
CapEx$1.0M+410%
Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B-6.7%
Enterprise value$1.16B+35.8%
P/E12.1×+0.9×
P/S5.4×-0.2×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's amortization of deferred loan origination fees net?
Westamerica Bank (WABC) reported amortization of deferred loan origination fees net of -$67K in Q1 2026.
How has Westamerica Bank's amortization of deferred loan origination fees net changed year-over-year?
Westamerica Bank's amortization of deferred loan origination fees net increased by 19.3% year-over-year, from -$83K to -$67K.
What is the long-term trend for Westamerica Bank's amortization of deferred loan origination fees net?
Over 3 years (2021 to 2025), Westamerica Bank's amortization of deferred loan origination fees net has grown at a -61.4% compound annual growth rate (CAGR), from $5.58M to -$320K.
What does amortization of deferred loan origination fees net mean?
This represents the net non-cash adjustment to income resulting from the amortization of deferred fees and costs associated with originating loans. It reflects the recognition of these fees over the life of the loan rather than at the time of origination. This metric is essential for understanding the timing of revenue recognition in the bank's lending operations.