Westamerica Bank WABC Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 45%-2.2pp | 47.2%-2.8pp | 50%+3.9pp | 46.1%— | |
| Free cash flow margin | 46.4%-1.2pp | 47.6%-3.5pp | 51.1%+8.5pp | 42.6%— | |
| Returns | |||||
| Return on equity | 12.7%-3.9pp | 16.7%-6.9pp | 23.5%+6.5pp | 17.1%+6.7pp | |
| Return on assets | 1.9%-0.3pp | 2.2%-0.2pp | 2.4%+0.7pp | 1.7%+0.5pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Leverage | |||||
| Debt-to-equity | 0.2×0.0× | 0.2×+0.1× | 0.1×0.0× | 0.1×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $36.36+9.0% | $33.35+15.2% | $28.94+29.3% | $22.38— | |
| Valuation | |||||
| Market capitalization | $1.38B+14.5% | $1.4B-6.9% | $1.5B-5.3% | $1.59B+2.4% | |
| Enterprise value | $1.15B+87.5% | $936.76M-32.6% | $1.39B+1.7% | $1.37B+134% | |
| Price / earnings | 12.1×+3.0× | 10.1×+0.8× | 9.3×-3.7× | 13×-4.9× | |
| Price / sales | 5.4×— | 4.8×+0.1× | 4.6×-1.3× | 6×— | |
| Price / book | 1.6×+0.3× | 1.6×-0.4× | 1.9×-0.7× | 2.6×+0.8× | |
| EV / sales | 3×-0.1× | 3.2×-1.1× | 4.3×-0.9× | 5.2×— | |
| Free cash flow yield | 8.4%-2.4pp | 10%-1.0pp | 11%+3.9pp | 7.1%+1.5pp | |
| Earnings yield | 8.3%-2.7pp | 9.9%-0.9pp | 10.8%+3.1pp | 7.7%+2.1pp | |
| Dividend yield | 3.4%-0.5pp | 3.4%+0.3pp | 3.1%+0.2pp | 2.8%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Westamerica Bank's ratios come from?
- Every ratio is computed from Westamerica Bank's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
