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WaFd, Inc. WAFD Advances from borrowers

Advances from borrowers at other companies

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TFS FinancialTFSL
-$37.09M+6.7%

Other financials

Income statement

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Revenue$197.4M+9.8%
Net income$65.5M+16.5%
EPS (diluted)$0.82+26.2%

Balance sheet

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Cash & equivalents$669.8M-45.6%
Total debt$3.1B+10.8%
Total equity$3.0B-1.7%
Total assets$27.6B-0.3%

Cash flow

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Operating cash flow$79.4M+10.0%
CapEx$11.4M+105%
Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.75B+2.2%
Enterprise value$5.15B+23.6%
P/E10.9×-0.8×
P/S3.6×-0.1×

Profitability

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Net margin33.1%+1.8pp
FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.4%+0.7pp
Debt / equity+0.1×

Where this comes from

Reported directly by WaFd, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: WaFd, Inc.’s 10-Q, filed February 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is WaFd, Inc.'s advances from borrowers?
WaFd, Inc. (WAFD) reported advances from borrowers of -$39.16M in Q4 2025.
How has WaFd, Inc.'s advances from borrowers changed year-over-year?
WaFd, Inc.'s advances from borrowers increased by 4.8% year-over-year, from -$41.14M to -$39.16M.
What is the long-term trend for WaFd, Inc.'s advances from borrowers?
Over 2 years (2022 to 2024), WaFd, Inc.'s advances from borrowers has grown at a 70.1% compound annual growth rate (CAGR), from $3.04M to $8.78M.
What does advances from borrowers mean?
This metric tracks the net change in funds held by the bank on behalf of borrowers for the payment of property taxes and insurance premiums. Fluctuations in this balance reflect changes in the volume of escrowed loans and the timing of tax or insurance disbursements. It serves as an indicator of liquidity management related to mortgage servicing activities.