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WaFd, Inc. WAFD Interest-bearing checking and money market accounts

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Other financials

Income statement

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Revenue$197.4M+9.8%
Net income$65.5M+16.5%
EPS (diluted)$0.82+26.2%

Balance sheet

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Cash & equivalents$669.8M-45.6%
Total debt$3.1B+10.8%
Total equity$3.0B-1.7%
Total assets$27.6B-0.3%

Cash flow

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Operating cash flow$79.4M+10.0%
CapEx$11.4M+105%
Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.75B+2.2%
Enterprise value$5.15B+23.6%
P/E10.9×-0.8×
P/S3.6×-0.1×

Profitability

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Net margin33.1%+1.8pp
FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.4%+0.7pp
Debt / equity+0.1×

Where this comes from

Reported directly by WaFd, Inc. in its filing.

Tagged under the XBRL concept us-gaap:WeightedAverageRateDomesticDepositMoneyMarket.

The official record: WaFd, Inc.’s 10-K, filed November 18, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is WaFd, Inc.'s interest-bearing checking and money market accounts?
WaFd, Inc. (WAFD) reported interest-bearing checking and money market accounts of 2.1% in Q3 2025.
How has WaFd, Inc.'s interest-bearing checking and money market accounts changed year-over-year?
WaFd, Inc.'s interest-bearing checking and money market accounts decreased by 3.6% year-over-year, from 2.2% to 2.1%.
What is the long-term trend for WaFd, Inc.'s interest-bearing checking and money market accounts?
Over 5 years (2020 to 2025), WaFd, Inc.'s interest-bearing checking and money market accounts has grown at a 48.1% compound annual growth rate (CAGR), from 0.3% to 2.1%.
What does interest-bearing checking and money market accounts mean?
This metric reflects the average interest rate paid on money market deposit accounts. It serves as a benchmark for the bank's cost of capital and its responsiveness to changes in market interest rates. Investors use this to evaluate the bank's deposit pricing discipline and its impact on net interest income.