Mortgage servicing rights

Non-Current Assets

Wells Fargo & Company Mortgage servicing rights decreased by 6.8% to $6.33B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 18.7%, from $7.78B to $6.33B. Over 5 years (FY 2020 to FY 2025), Mortgage servicing rights shows a downward trend with a -3.2% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryProfitability
SignalContext dependent
VolatilityVolatile
First reportedQ4 2012
Last reportedQ4 2025

How to read this metric

Higher values suggest a robust mortgage servicing portfolio, while decreases may signal rising interest rates leading to higher prepayment expectations.

Detailed definition

This represents the capitalized value of the contractual right to service mortgage loans that have been sold to third-pa...

Peer comparison

Standard for banks with significant mortgage banking operations, such as Wells Fargo or Bank of America.

Metric ID: mortgage_servicing_rights

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$8.01B$8.15B$8.19B$9.75B$10.39B$11.03B$10.48B$9.95B$9.35B$9.53B$8.51B$8.25B$8.03B$7.49B$7.78B$7.18B$7.05B$6.79B$6.33B
QoQ Change+1.7%+0.5%+19.1%+6.5%+6.2%-5.0%-5.1%-6.1%+1.9%-10.7%-3.1%-2.7%-6.7%+3.8%-7.7%-1.8%-3.7%-6.8%
YoY Change+29.7%+35.3%+28.0%+2.0%-10.0%-13.6%-18.8%-17.1%-14.1%-21.3%-8.6%-12.9%-12.2%-9.4%-18.7%
Range$6.33B$11.03B
CAGR-5.1%
Avg YoY Growth-4.1%
Median YoY Growth-12.2%
Current Streak4 quarters decline

Frequently Asked Questions

What is Wells Fargo & Company's mortgage servicing rights?
Wells Fargo & Company (WFC) reported mortgage servicing rights of $6.33B in Q4 2025.
How has Wells Fargo & Company's mortgage servicing rights changed year-over-year?
Wells Fargo & Company's mortgage servicing rights decreased by 18.7% year-over-year, from $7.78B to $6.33B.
What is the long-term trend for Wells Fargo & Company's mortgage servicing rights?
Over 5 years (2020 to 2025), Wells Fargo & Company's mortgage servicing rights has grown at a -3.2% compound annual growth rate (CAGR), from $7.44B to $6.33B.
What does mortgage servicing rights mean?
The value of the right to collect mortgage payments for a fee on loans sold to others.

Cookie Preferences

We use cookies for analytics. See our Privacy and Cookie Policy.