Mortgage servicing rights
Non-Current AssetsCitigroup Mortgage servicing rights increased by 1.5% to $759.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.1%, from $760.00M to $759.00M. Over 5 years (FY 2020 to FY 2025), Mortgage servicing rights shows an upward trend with a 17.7% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryProfitability
SignalContext dependent
VolatilityVolatile
First reportedQ4 2012
Last reportedQ4 2025
How to read this metric
Higher values suggest a robust mortgage servicing portfolio, while decreases may signal rising interest rates leading to higher prepayment expectations.
Detailed definition
This represents the capitalized value of the contractual right to service mortgage loans that have been sold to third-pa...
Peer comparison
Standard for banks with significant mortgage banking operations, such as Wells Fargo or Bank of America.
Metric ID:
mortgage_servicing_rightsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $419.00M | $409.00M | $404.00M | $520.00M | $600.00M | $647.00M | $665.00M | $658.00M | $681.00M | $729.00M | $691.00M | $702.00M | $709.00M | $683.00M | $760.00M | $751.00M | $770.00M | $748.00M | $759.00M |
| QoQ Change | — | -2.4% | -1.2% | +28.7% | +15.4% | +7.8% | +2.8% | -1.1% | +3.5% | +7.0% | -5.2% | +1.6% | +1.0% | -3.7% | +11.3% | -1.2% | +2.5% | -2.9% | +1.5% |
| YoY Change | — | — | — | — | +43.2% | +58.2% | +64.6% | +26.5% | +13.5% | +12.7% | +3.9% | +6.7% | +4.1% | -6.3% | +10.0% | +7.0% | +8.6% | +9.5% | -0.1% |
Range$404.00M – $770.00M
CAGR+14.1%
Avg YoY Growth+17.5%
Median YoY Growth+9.5%
Mortgage servicing rights at Other Companies
Frequently Asked Questions
- What is Citigroup's mortgage servicing rights?
- Citigroup (C) reported mortgage servicing rights of $759.00M in Q4 2025.
- How has Citigroup's mortgage servicing rights changed year-over-year?
- Citigroup's mortgage servicing rights decreased by 0.1% year-over-year, from $760.00M to $759.00M.
- What is the long-term trend for Citigroup's mortgage servicing rights?
- Over 5 years (2020 to 2025), Citigroup's mortgage servicing rights has grown at a 17.7% compound annual growth rate (CAGR), from $336.00M to $759.00M.
- What does mortgage servicing rights mean?
- The value of the right to collect mortgage payments for a fee on loans sold to others.