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World Acceptance WRLD Interest coverage

Interest coverage at other companies

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Enova InternationalENVA
2.2×+0.1×
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Credit AcceptanceCACC
2.3×+0.4×
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Affirm Holdings, Inc.AFRM
1×+0.8×

Other financials

Income statement

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Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

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Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

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Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%
Free cash flow$93.5M+3.9%

Valuation

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Market cap$903.75M+12.4%
Enterprise value$971.64M+10.7%
P/E26.1×+17.1×
P/S1.5×+0.1×

Profitability

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Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

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Return on equity8.8%-12.0pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from World Acceptance’s reported figures.

ebit/interest expense=1.9×

Based on trailing twelve months.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is World Acceptance's interest coverage?
World Acceptance (WRLD) reported interest coverage of 1.9× in Q1 2026.
How has World Acceptance's interest coverage changed year-over-year?
World Acceptance's interest coverage decreased by 46.9% year-over-year, from 3.6× to 1.9×.
What is the long-term trend for World Acceptance's interest coverage?
Over 5 years (2021 to 2026), World Acceptance's interest coverage has grown at a -18.5% compound annual growth rate (CAGR), from 5.3× to 1.9×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.