How has World Acceptance's total provisions for credit losses changed year-over-year?

World Acceptance's total provisions for credit losses increased by 11.5% year-over-year, from $33.02M to $36.82M.

What is the long-term trend for World Acceptance's total provisions for credit losses?

Over 4 years (2022 to 2026), World Acceptance's total provisions for credit losses has grown at a 0.3% compound annual growth rate (CAGR), from $186.21M to $188.6M.

World Acceptance WRLD Total provisions for credit losses

Total provisions for credit losses at other companies

Independent Bank CorporationIBCP

——

Pathward Financial, Inc.CASH

——

Credit AcceptanceCACC

——

Affirm Holdings, Inc.AFRM

——

Other financials

Income statement

See full

Revenue$175.9M+7.5%

Net income$35.3M-18.1%

EPS (diluted)$7.44-5.9%

Balance sheet

See full

Cash & equivalents$6.1M+28.8%

Total debt$74.0M-6.0%

Total equity$351.0M-19.7%

Total assets$1.1B+4.5%

Cash flow

See full

Operating cash flow$94.6M+4.1%

CapEx$1.1M+28.5%

Free cash flow$93.5M+3.9%

Valuation

See full

Market cap$936.6M+12.4%

Enterprise value$1B+10.7%

P/E27.1×+17.7×

P/S1.6×+0.1×

Profitability

See full

Net margin5.9%-9.9pp

FCF margin43.7%-0.7pp

Returns & leverage

See full

Return on equity8.8%-12.0pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

Ask your AI about World Acceptance's total provisions for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is World Acceptance's total provisions for credit losses?: World Acceptance (WRLD) reported total provisions for credit losses of $36.82M in Q1 2026.
How has World Acceptance's total provisions for credit losses changed year-over-year?: World Acceptance's total provisions for credit losses increased by 11.5% year-over-year, from $33.02M to $36.82M.
What is the long-term trend for World Acceptance's total provisions for credit losses?: Over 4 years (2022 to 2026), World Acceptance's total provisions for credit losses has grown at a 0.3% compound annual growth rate (CAGR), from $186.21M to $188.6M.