World Acceptance WRLD Ratios & Valuation
| Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 5.9%-1.5pp | 7.4%-2.5pp | 9.9%-4.3pp | 14.2%-1.6pp | 15.8%+1.3pp | |
| Returns | ||||||
| Return on equity | 8.8%-2.1pp | 10.9%-3.6pp | 14.5%-4.5pp | 19%-1.8pp | 20.8%+1.3pp | |
| Return on invested capital | 15.6%-1.9pp | 17.5%-3.0pp | 20.4%-2.7pp | 23.2%-1.3pp | 24.4%+1.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.6×+0.1× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Net debt / EBITDA | 0.7×+0.1× | 0.6×+0.1× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Per Share | ||||||
| Book value per share | $69.84-5.5% | $73.88+2.9% | $71.80-11.3% | $80.90+2.0% | $79.35+1.3% | |
| Valuation | ||||||
| Market capitalization | $903.75M+8.4% | $707.3M-23.2% | $921.1M+8.9% | $845.77M+16.3% | $727.24M+12.5% | |
| Price / earnings | 26.1×+16.8× | 16.7×+0.4× | 16.3×+5.8× | 10.5×+2.3× | 8.1×+0.2× | |
| Price / sales | 1.5×+0.1× | 1.2×-0.4× | 1.6×+0.1× | 1.5×+0.2× | 1.3×+0.1× | |
| Price / book | 2.6×+0.7× | 2×-0.5× | 2.5×+0.5× | 2×+0.3× | 1.7×+0.2× | |
| EV / EBITDA | 9.4×+3.8× | 7×-0.8× | 7.7×+1.8× | 6×+1.1× | 4.9×+0.3× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do World Acceptance's ratios come from?
- Every ratio is computed from World Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
