Where do World Acceptance's ratios come from?

Every ratio is computed from World Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

World Acceptance WRLD Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q4 '26	TTM Q3 '26	TTM Q2 '26	TTM Q1 '26	TTM Q4 '25
Profitability
Net margin	5.9%-9.9pp	7.4%-7.1pp	9.9%-5.1pp	14.2%+0.4pp	15.8%+2.3pp
Returns
Return on equity	8.8%-12.0pp	10.9%-8.6pp	14.5%-5.9pp	19%-0.1pp	20.8%+1.6pp
Return on invested capital	15.6%-8.9pp	17.5%-5.8pp	20.4%-3.9pp	23.2%-0.4pp	24.4%+0.4pp
Efficiency
Asset turnover	0.6×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Leverage
Debt-to-equity	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Net debt / EBITDA	0.7×+0.2×	0.6×+0.1×	0.5×0.0×	0.5×0.0×	0.5×-0.1×
Per Share
Book value per share	$69.84-12.0%	$73.88-5.7%	$71.80-4.6%	$80.90+6.6%	$79.35+10.1%
Valuation
Market capitalization	$903.75M+8.4%	$707.3M+9.4%	$921.1M+40.2%	$845.77M+19.1%	$727.24M-10.4%
Price / earnings	26.1×+16.8×	16.7×+8.7×	16.3×+8.5×	10.5×+1.4×	8.1×-2.3×
Price / sales	1.5×+0.1×	1.2×+0.1×	1.6×+0.4×	1.5×+0.2×	1.3×-0.1×
Price / book	2.6×+0.7×	2×+0.5×	2.5×+0.9×	2×+0.3×	1.7×-0.3×
EV / EBITDA	9.4×+3.8×	7×+2.3×	7.7×+3.1×	6×+0.8×	4.9×-1.0×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about World Acceptance.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do World Acceptance's ratios come from?: Every ratio is computed from World Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.