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Winchester Bancorp, Inc. Common Stock

WSBK

Winchester Bancorp, Inc. is a bank holding company that operates through its subsidiary, Winchester Savings Bank, a community-oriented financial institution.

Market cap
$118.1M+40.9%
Net income$2.3M+1,368%
Free cash flow$6.1M+737%
EPS (diluted)$0.34
Trailing twelve months · change vs. prior year

Earnings

Q3 2026 report

April 29, 2026

Next report

Date not yet announced

Financials

Q3 2026

Income statement

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Net income$1.1M+275%
EPS (diluted)$0.13+678%

Balance sheet

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Cash & equivalents$54.0M-19.0%
Total debt$1.5M
Total equity$119.1M+47.2%
Total assets$1.1B+14.5%

Cash flow

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Operating cash flow$1.4M+59.9%
CapEx$61.0K-20.8%
Free cash flow$1.4M+86.8%

Valuation & ratios

Valuation

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Market cap$118.1M+40.9%
P/E52.2×

Returns & leverage

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Return on equity2.3%+2.1pp
Debt / equity

Competitors

Profile

Winchester Bancorp, Inc. is a bank holding company that operates through its subsidiary, Winchester Savings Bank, a community-oriented financial institution. The company focuses on gathering retail deposits from the general public and deploying that capital into various lending products, primarily residential and commercial real estate loans. It serves individuals and small businesses in the eastern Massachusetts market, specifically within Middlesex and Essex Counties.

Competitive position

A community-focused financial institution with a small market share in the highly competitive Boston metropolitan area, competing against large regional and national banks.

GeographiesMassachusetts, United States
Customer segmentsRetail, Commercial, SME
Business modelInterest income, Traditional banking
SuppliersFederal Reserve Board, FDIC, Massachusetts Commissioner of Banks, Depositors
CustomersHomeowners, Real estate investors, Local businesses, Retail banking customers

Questions, answered.

What is Winchester Bancorp, Inc. Common Stock's market cap?
Winchester Bancorp, Inc. Common Stock (WSBK) has a market capitalization of $118.1M and trades on NASDAQ.
Who are Winchester Bancorp, Inc. Common Stock's competitors?
Winchester Bancorp, Inc. Common Stock's key competitors include Home Bancorp, Inc., First Seacoast Bancorp, Inc. Common Stock, SR Bancorp, Inc. Common stock, and others. These companies compete in similar markets and product categories.
What subsidiaries does Winchester Bancorp, Inc. Common Stock have?
Winchester Bancorp, Inc. Common Stock's subsidiaries include Winchester Savings Bank, Winchester Bancorp, MHC.
Where is Winchester Bancorp, Inc. Common Stock headquartered?
Winchester Bancorp, Inc. Common Stock is headquartered in United States of America. It has been publicly traded since 2025.