What is WSBK's principal balance of loans sold?

WSBK (WSBK) reported principal balance of loans sold of $162.75K in Q2 2024.

What does principal balance of loans sold mean?

This represents the total principal amount of loans originated by the bank that were subsequently sold to third-party investors or secondary market participants. It serves as a key indicator of the bank's mortgage banking activity and its strategy to manage balance sheet growth by offloading credit risk. High volumes suggest a business model focused on fee-based origination rather than long-term portfolio holding.

WSBK WSBK Principal Balance Of Loans Sold

Principal Balance Of Loans Sold at other companies

Community Financial SystemCBU

$560.6M+4.2%

Pathward Financial, Inc.CASH

$757.51M+44.6%

Equity BancsharesEQBK

$19.38M+369%

NBT

NBT BancorpNBTB

$2.15M-97.4%

Magyar BancorpMGYR

$1.1M-21.4%

QCR HoldingsQCRH

$25.68M+53.9%

Other financials

Income statement

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Net income$1.1M+275%

EPS (diluted)$0.13+678%

Balance sheet

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Cash & equivalents$54.0M-19.0%

Total debt$1.5M—

Total equity$119.1M+47.2%

Total assets$1.1B+14.5%

Cash flow

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Operating cash flow$1.4M+59.9%

CapEx$61.0K-20.8%

Free cash flow$1.4M+86.8%

Valuation

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Market cap$118.1M+40.9%

P/E52.2×—

Returns & leverage

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Return on equity2.3%+2.1pp

Debt / equity0×—

Where this comes from

Reported directly by WSBK in its filing.

Tagged under the XBRL concept wsbk:PrincipalBalanceOfLoansSold.

The official record: WSBK’s 10-K, filed September 17, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is WSBK's principal balance of loans sold?: WSBK (WSBK) reported principal balance of loans sold of $162.75K in Q2 2024.
What does principal balance of loans sold mean?: This represents the total principal amount of loans originated by the bank that were subsequently sold to third-party investors or secondary market participants. It serves as a key indicator of the bank's mortgage banking activity and its strategy to manage balance sheet growth by offloading credit risk. High volumes suggest a business model focused on fee-based origination rather than long-term portfolio holding.