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Wintrust Financial WTFC Increase (decrease) in Federal Home Loan Bank advances, net

Increase (decrease) in Federal Home Loan Bank advances, net at other companies

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-$15M-50.0%
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-$50M-614%
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-$15M-50.0%

Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.74B+28.3%
P/E11.9×+0.6×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks.

The source filing: Wintrust Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001015328-26-000007
(In thousands)Years Ended December 31, 2025Years Ended December 31, 2024Years Ended December 31, 2023
Financing Activities:
Increase in deposit accounts, net5,204,8424,805,0042,494,619
(Decrease) increase in other borrowings, net(73,607)(83,674)40,670
Increase in Federal Home Loan Bank advances, net300,000825,23810,000
Cash payments to settle contingent consideration liabilities recognized in business combinations(6,168)(57)
Proceeds from the issuance of preferred stock, net414,148
Repayment of subordinated notes(140,000)
Redemption of preferred stock(412,500)

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Wintrust Financial's increase (decrease) in federal home loan bank advances, net?
Wintrust Financial (WTFC) reported increase (decrease) in federal home loan bank advances, net of $300M in Q4 2025.
What does increase (decrease) in federal home loan bank advances, net mean?
Increase (decrease) in Federal Home Loan Bank advances, net as reported by Wintrust Financial Corp.

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