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OptimumBank Holdings OPHC Increase (decrease) in Federal Home Loan Bank advances, net

Increase (decrease) in Federal Home Loan Bank advances, net at other companies

NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$123.96M
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
-$15M-50.0%
TFI
Triumph FinancialTFIN
$62.5M+211%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
-$50M-614%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$123.96M
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
-$15M-50.0%

Other financials

Income statement

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Revenue$17.2M+42.3%
Net income$6.7M+84.8%
EPS (diluted)$0.28+86.7%

Balance sheet

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Cash & equivalents$146.2M-19.5%
Total debt$2.5M-4.3%
Total equity$134.4M+20.7%
Total assets$1.4B+40.2%

Cash flow

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Operating cash flow$10.3M+67.0%
CapEx$476.0K+59.7%
Free cash flow$9.8M+67.4%

Valuation

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Market cap$111.07M+108%
Enterprise value-$32.62M-74.0%
P/E5.4×+1.8×
P/S1.9×+0.6×

Profitability

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Net margin34.9%+0.7pp
FCF margin43.3%+0.9pp

Returns & leverage

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Return on equity16.7%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks.

The source filing: OptimumBank Holdings’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001493152-26-036825

FAQ

What is OptimumBank Holdings's increase (decrease) in federal home loan bank advances, net?
OptimumBank Holdings (OPHC) reported increase (decrease) in federal home loan bank advances, net of -$15M in Q2 2026.
How has OptimumBank Holdings's increase (decrease) in federal home loan bank advances, net changed year-over-year?
OptimumBank Holdings's increase (decrease) in federal home loan bank advances, net decreased by 50.0% year-over-year, from -$10M to -$15M.
What does increase (decrease) in federal home loan bank advances, net mean?
Increase (decrease) in Federal Home Loan Bank advances, net as reported by OptimumBank Holdings, Inc..

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