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OptimumBank Holdings OPHC Increase in Federal Home Loan Bank advances, net

Increase in Federal Home Loan Bank advances, net at other companies

SBC
Seacoast Banking Corporation of FloridaSBCF
-$90M
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
-$10M+75.0%
Associated Banc-Corp logo
Associated Banc-CorpASB
$154.75M-9.0%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$1.83B+129%
TFI
Triumph FinancialTFIN
$62.5M+211%
OFG Bancorp logo
OFG BancorpOFG
-$9K+100.0%

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's increase in federal home loan bank advances, net?
OptimumBank Holdings (OPHC) reported increase in federal home loan bank advances, net of -$10M in Q1 2026.
How has OptimumBank Holdings's increase in federal home loan bank advances, net changed year-over-year?
OptimumBank Holdings's increase in federal home loan bank advances, net increased by 75.0% year-over-year, from -$40M to -$10M.
What does increase in federal home loan bank advances, net mean?
Tracks the net change in borrowings from Federal Home Loan Bank advances or similar federal credit facilities. This metric indicates the bank's reliance on wholesale funding sources to manage liquidity needs and support loan growth.