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NB Bancorp, Inc. NBBK Increase in Federal Home Loan Bank advances, net

Increase in Federal Home Loan Bank advances, net at other companies

NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$123.96M
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
-$15M-50.0%
Associated Banc-Corp logo
Associated Banc-CorpASB
$154.75M-9.0%
SBC
Seacoast Banking Corporation of FloridaSBCF
-$90M
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$123.96M
OptimumBank Holdings logo
OptimumBank HoldingsOPHC
-$15M-50.0%

Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$996.87M+39.5%
P/E16.9×+2.9×
P/S3.9×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks.

The source filing: NB Bancorp, Inc.’s 10-K, filed March 3, 2026. Open the filing →

Filed
Mar 2, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001104659-26-022367

FAQ

What is NB Bancorp, Inc.'s increase in federal home loan bank advances, net?
NB Bancorp, Inc. (NBBK) reported increase in federal home loan bank advances, net of $123.96M in Q4 2025.
What does increase in federal home loan bank advances, net mean?
Represents the net change in borrowings from the Federal Home Loan Bank system during the reporting period. This metric reflects the bank's reliance on wholesale funding sources to manage liquidity and support loan growth. An increase indicates higher utilization of external credit facilities to fund operations.

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