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Wintrust Financial WTFC Increase in Federal Home Loan Bank advances, net

Discontinued — last reported Q4 '25

Increase in Federal Home Loan Bank advances, net at other companies

Webster Financial Corporation logo
Webster Financial CorporationWBS
$1.83B+129%
PNC Financial Services logo
PNC Financial ServicesPNC
$10B
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PNC Financial ServicesPNC
$10B
Stifel Financial logo
Stifel FinancialSF
$0
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Old National BancorpONB
$6.03B+33.5%
Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's increase in federal home loan bank advances, net?
Wintrust Financial (WTFC) reported increase in federal home loan bank advances, net of $300M in Q4 2025.
What does increase in federal home loan bank advances, net mean?
The net change in borrowings from the Federal Home Loan Bank.
How do you interpret increase in federal home loan bank advances, net?
An increase suggests the bank is utilizing wholesale funding to support asset growth or manage liquidity, while a decrease indicates a reduction in reliance on external wholesale funding.
How does increase in federal home loan bank advances, net compare across companies?
Standard for US-based depository institutions; peers often disclose this as FHLB advances.