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Wintrust Financial WTFC Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

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SouthStateSSB
$12.51M0.0%
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Capital One FinancialCOF
$532M+5.3%
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Service Corporation InternationalSCI
5.5%-1.0pp
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RBC BearingsRBC
2.9%
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$16.35M-18.8%
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SouthStateSSB
$648K-73.2%

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's floating rate capital debt?
Wintrust Financial (WTFC) reported floating rate capital debt of $3.9M in Q1 2026.
How has Wintrust Financial's floating rate capital debt changed year-over-year?
Wintrust Financial's floating rate capital debt decreased by 9.5% year-over-year, from $4.31M to $3.9M.
What is the long-term trend for Wintrust Financial's floating rate capital debt?
Over 4 years (2021 to 2025), Wintrust Financial's floating rate capital debt has grown at a 12.0% compound annual growth rate (CAGR), from $10.92M to $17.18M.
What does floating rate capital debt mean?
Interest expense on junior subordinated debt, often linked to floating interest rates.
How do you interpret floating rate capital debt?
Rising expenses signal higher interest rate environments or increased cost of regulatory capital.
How does floating rate capital debt compare across companies?
Standard for banks with complex capital structures; peers often report these as part of regulatory capital disclosures.