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Wintrust Financial WTFC Time Deposit Liability, Uninsured

Time Deposit Liability, Uninsured at other companies

Morgan Stanley logo
Morgan StanleyMS
$3.87B+11.2%
UMB Financial logo
UMB FinancialUMBF
$1.39B+5.2%
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CitigroupC
$151.15B+3.4%
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M&T BankMTB
$2.7B
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Valley National BankVLY
$2.66B+12.4%
Popular logo
PopularBPOP

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositLiabilityUninsured.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's time deposit liability, uninsured?
Wintrust Financial (WTFC) reported time deposit liability, uninsured of $2.23B in Q4 2025.
How has Wintrust Financial's time deposit liability, uninsured changed year-over-year?
Wintrust Financial's time deposit liability, uninsured decreased by 0.6% year-over-year, from $2.25B to $2.23B.
What is the long-term trend for Wintrust Financial's time deposit liability, uninsured?
Over 4 years (2021 to 2025), Wintrust Financial's time deposit liability, uninsured has grown at a 41.9% compound annual growth rate (CAGR), from $551.5M to $2.23B.
What does time deposit liability, uninsured mean?
The total amount of time deposits that are not covered by government insurance.
How do you interpret time deposit liability, uninsured?
Lower levels of uninsured deposits generally indicate a lower risk of deposit flight during market instability.
How does time deposit liability, uninsured compare across companies?
A standard metric for assessing bank funding risk and deposit concentration.