Wintrust Financial WTFC Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Regions FinancialRF

$91M-26.6%

SouthStateSSB

$10.81M-89.3%

Webster Financial CorporationWBS

$54M-30.3%

East-West BancorpEWBC

$36M-26.5%

Wells Fargo & CompanyWFC

$1.14B+21.8%

Questions, answered.

What is Wintrust Financial's provision for credit losses?

Wintrust Financial (WTFC) reported provision for credit losses of $29.59M in Q1 2026.

How has Wintrust Financial's provision for credit losses changed year-over-year?

Wintrust Financial's provision for credit losses increased by 23.5% year-over-year, from $23.96M to $29.59M.

What is the long-term trend for Wintrust Financial's provision for credit losses?

Over 3 years (2022 to 2025), Wintrust Financial's provision for credit losses has grown at a 6.7% compound annual growth rate (CAGR), from $78.59M to $95.55M.

What does provision for credit losses mean?

The amount of money a bank sets aside to cover potential losses from loans that may not be repaid.

How do you interpret provision for credit losses?

An increase often signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease suggests confidence in borrower stability.

How does provision for credit losses compare across companies?

Standard banking metric; peers adjust this based on their specific loan portfolio risk profiles and macroeconomic outlooks.