What are Western Union's profit margins?

Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.

Where do Western Union's ratios come from?

Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Western Union WU Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	36.1%-0.9pp	37%-0.4pp	37.4%+0.2pp	37.2%-0.1pp	37.3%-0.5pp
Operating margin	17.4%-1.3pp	18.7%+0.4pp	18.3%+0.9pp	17.4%+0.2pp	17.2%-0.1pp
Net margin	10.9%-1.4pp	12.3%-6.5pp	18.8%-3.0pp	21.8%-0.2pp	22.1%-0.1pp
EBITDA margin	21.6%-1.2pp	22.8%+0.4pp	22.4%+0.9pp	21.5%+0.1pp	21.4%-0.1pp
Free cash flow margin	11.6%-1.0pp	12.7%+0.1pp	12.6%+1.2pp	11.4%—	——
Returns
Return on assets	5.4%-0.6pp	6%-4.0pp	10%-1.3pp	11.2%+0.1pp	11.2%-0.1pp
Efficiency
Asset turnover	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Leverage
Debt-to-assets	0.3×0.0×	0.4×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Net debt / EBITDA	2×-0.1×	2×+0.2×	1.8×-0.2×	2×+0.3×	1.7×-0.1×
Interest coverage	4.8×-0.5×	5.3×-0.2×	5.5×+0.1×	5.4×-0.2×	5.6×-0.4×
Valuation
Market capitalization	$2.74B-7.5%	$2.96B+14.7%	$2.58B-8.8%	$2.83B-20.9%	$3.58B-0.1%
Enterprise value	$4.45B-7.8%	$4.83B+14.3%	$4.22B-7.3%	$4.56B-10.2%	$5.08B-3.1%
Price / earnings	6.2×+0.3×	5.9×+2.6×	3.3×+0.2×	3.2×-0.8×	3.9×+0.1×
Price / sales	0.7×-0.1×	0.7×+0.1×	0.6×-0.1×	0.7×-0.2×	0.9×0.0×
EV / EBITDA	5.1×-0.1×	5.2×+0.6×	4.6×-0.6×	5.2×-0.6×	5.7×-0.1×
EV / sales	1.1×-0.1×	1.2×+0.2×	1×-0.1×	1.1×-0.1×	1.2×0.0×
Free cash flow yield	17.2%-0.1pp	17.3%-2.7pp	20%+3.4pp	16.6%—	——
Earnings yield	16.1%-0.8pp	16.9%-13.0pp	29.9%-1.8pp	31.7%+6.1pp	25.6%-0.5pp
Dividend yield	11.2%+0.7pp	10.4%-1.7pp	12.2%+0.9pp	11.3%+2.2pp	9%+0.1pp

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Questions, answered.

What are Western Union's profit margins?: Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.
Where do Western Union's ratios come from?: Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.