What are Western Union's profit margins?

Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.

Where do Western Union's ratios come from?

Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Western Union WU Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	36.1%-1.2pp	37%-0.7pp	37.4%-0.4pp	37.2%-0.7pp	37.3%-1.3pp
Operating margin	17.4%+0.2pp	18.7%+1.5pp	18.3%+1.5pp	17.4%-0.3pp	17.2%-1.3pp
Net margin	10.9%-11.2pp	12.3%-9.9pp	18.8%+2.7pp	21.8%+8.2pp	22.1%+8.0pp
EBITDA margin	21.6%+0.2pp	22.8%+1.3pp	22.4%+1.2pp	21.5%-0.5pp	21.4%-1.3pp
Free cash flow margin	11.6%—	12.7%—	12.6%—	11.4%—	——
Returns
Return on assets	5.4%-5.8pp	6%-5.3pp	10%+1.3pp	11.2%+4.2pp	11.2%+3.6pp
Efficiency
Asset turnover	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Leverage
Debt-to-assets	0.3×0.0×	0.4×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Net debt / EBITDA	2×+0.3×	2×+0.2×	1.8×+0.1×	2×+0.3×	1.7×+0.2×
Interest coverage	4.8×-0.8×	5.3×-0.8×	5.5×-0.6×	5.4×-1.4×	5.6×-1.9×
Valuation
Market capitalization	$2.74B-23.5%	$2.96B-17.4%	$2.58B-36.1%	$2.83B-32.8%	$3.58B-25.7%
Enterprise value	$4.45B-12.3%	$4.83B-7.8%	$4.22B-23.6%	$4.56B-21.6%	$5.08B-18.7%
Price / earnings	6.2×+2.3×	5.9×+2.1×	3.3×-2.6×	3.2×-4.1×	3.9×-3.9×
Price / sales	0.7×-0.2×	0.7×-0.1×	0.6×-0.3×	0.7×-0.3×	0.9×-0.2×
EV / EBITDA	5.1×-0.6×	5.2×-0.6×	4.6×-1.6×	5.2×-1.0×	5.7×-0.6×
EV / sales	1.1×-0.1×	1.2×-0.1×	1×-0.3×	1.1×-0.3×	1.2×-0.2×
Free cash flow yield	17.2%—	17.3%—	20%—	16.6%—	——
Earnings yield	16.1%-9.5pp	16.9%-9.2pp	29.9%+13.2pp	31.7%+17.9pp	25.6%+12.8pp
Dividend yield	11.2%+2.1pp	10.4%+1.5pp	12.2%+4.1pp	11.3%+3.3pp	9%+2.0pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Western Union.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Western Union's profit margins?: Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.
Where do Western Union's ratios come from?: Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.