Western Union WU Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 37%-0.7pp | 37.8%-0.9pp | 38.7%-2.6pp | 41.3%-1.6pp | |
| Operating margin | 18.7%+1.5pp | 17.2%-1.5pp | 18.8%-1.0pp | 19.8%-2.4pp | |
| Net margin | 12.3%-9.9pp | 22.2%+7.8pp | 14.4%-6.0pp | 20.3%+4.5pp | |
| EBITDA margin | 22.8%+1.3pp | 21.5%-1.5pp | 23%-0.9pp | 23.9%-2.4pp | |
| Free cash flow margin | 12.7%— | —— | 17.4%+5.2pp | 12.3%-7.6pp | |
| Returns | |||||
| Return on assets | 6%-5.3pp | 11.3%+3.8pp | 7.5%-3.0pp | 10.5%+1.7pp | |
| Efficiency | |||||
| Asset turnover | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | |||||
| Debt-to-assets | 0.4×0.0× | 0.4×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Net debt / EBITDA | 2×+0.2× | 1.8×+0.4× | 1.4×0.0× | 1.4×-0.1× | |
| Interest coverage | 5.3×-0.8× | 6.1×-1.7× | 7.8×-1.0× | 8.8×-1.9× | |
| Valuation | |||||
| Market capitalization | $2.96B-17.4% | $3.58B-16.5% | $4.29B-18.6% | $5.27B-24.9% | |
| Enterprise value | $4.83B-7.8% | $5.24B-7.9% | $5.69B-15.9% | $6.76B-25.0% | |
| Price / earnings | 5.9×+2.1× | 3.8×-3.0× | 6.8×+1.1× | 5.8×-2.9× | |
| Price / sales | 0.7×-0.1× | 0.9×-0.1× | 1×-0.2× | 1.2×-0.2× | |
| EV / EBITDA | 5.2×-0.6× | 5.8×+0.1× | 5.7×-0.6× | 6.3×-0.4× | |
| EV / sales | 1.2×-0.1× | 1.2×-0.1× | 1.3×-0.2× | 1.5×-0.3× | |
| Free cash flow yield | 17.3%— | —— | 17.7%+7.3pp | 10.4%-3.9pp | |
| Earnings yield | 16.9%-9.2pp | 26.1%+11.5pp | 14.6%-2.7pp | 17.3%+5.8pp | |
| Dividend yield | 10.4%+1.5pp | 9%+0.8pp | 8.1%+1.2pp | 6.9%+1.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Western Union's profit margins?
- Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.
- Where do Western Union's ratios come from?
- Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
