Skip to content

Western Union WU Consumer Services — Direct Operating Costs

Other segment segments

Consumer Money Transfer
$411.4M+1.9%

Similar metrics at other companies

Citizens Financial Group logo
CFGConsumer Banking — Direct expenses
$724M+8.2%
Matsons logo
MATXLogistics Services — Direct Operating Costs
-$126.5M-7.4%
FTI Consulting logo
FCNEconomic Consulting — Direct Operating Costs
$155.08M+12.0%
FTI Consulting logo
FCNCorporate Finance — Direct Operating Costs
$262.44M+13.3%
VSE Corporation logo
VSECServices — Costs and operating expenses
$112.29M+30.2%
Patterson-UTI Energy logo
PTENCompletion Services — Direct operating costs
$581.49M-11.6%

Other financials

Income statement

See full
Revenue$982.7M-0.1%
Gross profit$327.8M-10.0%
Operating income$123.0M-30.7%
Net income$64.7M-47.6%
EPS (diluted)$0.20-44.4%

Balance sheet

See full
Cash & equivalents$909.2M-29.5%
Total debt$2.6B-6.0%
Total assets$8.1B-2.9%

Cash flow

See full
Operating cash flow$109.0M-26.5%
CapEx$6.4M+88.2%
Free cash flow$102.6M-29.1%

Valuation

See full
Market cap$2.2B-23.5%
Enterprise value$3.91B-12.3%
P/E+1.8×
P/S0.5×-0.1×

Profitability

See full
Gross margin36.1%-1.2pp
Operating margin17.4%+0.2pp
Net margin10.9%-11.2pp
FCF margin11.6%

Returns & leverage

See full
Return on equity19.9%
Debt / equity6.3×

Where this comes from

Reported directly by Western Union in its filing.

Tagged under the XBRL concept us-gaap:DirectOperatingCosts.

The official record: Western Union’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

Ask your AI about Western Union's consumer services — direct operating costs.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Western Union's consumer services — direct operating costs?
Western Union (WU) reported consumer services — direct operating costs of $37.7M in Q1 2026.
How has Western Union's consumer services — direct operating costs changed year-over-year?
Western Union's consumer services — direct operating costs increased by 32.7% year-over-year, from $28.4M to $37.7M.
What is the long-term trend for Western Union's consumer services — direct operating costs?
Over 3 years (2022 to 2025), Western Union's consumer services — direct operating costs has grown at a 21.6% compound annual growth rate (CAGR), from $82.3M to $147.8M.
What does consumer services — direct operating costs mean?
Captures the variable and fixed expenses directly attributable to the delivery of consumer services, such as agent commissions, transaction processing fees, and customer support costs. Monitoring this metric helps assess the operational efficiency and cost-to-serve ratio of the segment.