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Navient NAVI Consumer Lending — Direct Operating Costs
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Where this comes from
Reported directly by Navient in its filing.
Tagged under the XBRL concept us-gaap:DirectOperatingCosts.
The source filing: Navient’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:09 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-340245
| (Dollars in millions) | Total GAAP | Adjustments / Reclassi-fications | Adjustments / Additions/(Subtractions) | Adjustments / Total Adjustments (1) | Total Core Earnings | Reportable Segments / Consumer Lending | Reportable Segments / Federal Education Loans | Reportable Segments / Business Processing | Reportable Segments / Other |
|---|---|---|---|---|---|---|---|---|---|
| Other revenue | 18 | — | — | — | 17 | ||||
| Total other income | 28 | (1) | — | (1) | 27 | 2 | 8 | — | 17 |
| Expenses: | |||||||||
| Direct operating expenses | 57 | 42 | 15 | — | — | ||||
| Unallocated shared services expenses | 25 | — | — | — | 25 | ||||
| Operating expenses(2) | 82 | — | — | — | 82 | 42 | 15 | — | 25 |
| Goodwill and acquired intangible asset impairment and amortization | — | — | — | — | — | — | — | — | — |
| Restructuring/other reorganization expenses | 3 | — | — | — | 3 | — | — | — | 3 |
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FAQ
- What is Navient's consumer lending — direct operating costs?
- Navient (NAVI) reported consumer lending — direct operating costs of $42M in Q2 2026.
- How has Navient's consumer lending — direct operating costs changed year-over-year?
- Navient's consumer lending — direct operating costs increased by 16.7% year-over-year, from $36M to $42M.
- What is the long-term trend for Navient's consumer lending — direct operating costs?
- Over 4 years (2021 to 2025), Navient's consumer lending — direct operating costs has grown at a -2.4% compound annual growth rate (CAGR), from $163M to $148M.
- What does consumer lending — direct operating costs mean?
- This represents the specific expenses directly attributable to the day-to-day operations of the consumer lending segment, such as personnel, technology, and administrative overhead. Monitoring this helps evaluate the operational efficiency and cost structure of the business unit.
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