Navient NAVI Federal Education Loans — Direct Operating Costs

Other segment segments

Similar metrics at other companies

PRD

PRDOAcademics And Student Related — Operating Expenses

$15.17M-1.6%

LADRLoans — Operating Expenses

$584K-26.1%

UTIEducational services and facilities

$117.43M+14.6%

STRAU.S. Higher Education — Direct segment expenses

$171.62M-2.2%

ABMEducation — Indirect costs

$6.3M+6.8%

WLYBLearning — Direct expenses

$30.52M-11.2%

Questions, answered.

What is Navient's federal education loans — direct operating costs?

Navient (NAVI) reported federal education loans — direct operating costs of $16M in Q1 2026.

How has Navient's federal education loans — direct operating costs changed year-over-year?

Navient's federal education loans — direct operating costs decreased by 15.8% year-over-year, from $19M to $16M.

What is the long-term trend for Navient's federal education loans — direct operating costs?

Over 4 years (2021 to 2025), Navient's federal education loans — direct operating costs has grown at a -25.8% compound annual growth rate (CAGR), from $224M to $68M.

What does federal education loans — direct operating costs mean?

This measures the specific expenses directly attributable to the operations of the federal education loan segment, including personnel, technology, and administrative costs. It is a key indicator of the segment's operational efficiency and cost structure. Lower costs relative to revenue indicate better operating leverage.