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Operating

Provision for Loan, Lease, and Other Losses

Block Provision for Loan, Lease, and Other Losses decreased by 1.9% to $500.13M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 194.7%, from $169.69M to $500.13M. Over 4 years (FY 2021 to FY 2025), Provision for Loan, Lease, and Other Losses shows an upward trend with a 63.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2017
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase suggests deteriorating credit quality or a larger loan portfolio, while a decrease suggests improved borrower health.

Detailed definition

This is the expense set aside to cover potential future losses from uncollectible loans or receivables. It is a non-cash...

Peer comparison

Standard for financial services and fintech companies with credit exposure.

Metric ID: operating_provision_for_loan_lease_and_other_losses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$48.17M$62.31M$57.12M$91.15M$156.7M$147.59M$155.25M$127.9M$179.77M$177.34M$175.66M$165.73M$191.81M$192.06M$244.62M$169.69M$294.09M$363.46M$510.01M$500.13M
QoQ Change+29.3%-8.3%+59.6%+71.9%-5.8%+5.2%-17.6%+40.6%-1.4%-0.9%-5.7%+15.7%+0.1%+27.4%-30.6%+73.3%+23.6%+40.3%-1.9%
YoY Change+225.3%+136.9%+171.8%+40.3%+14.7%+20.2%+13.1%+29.6%+6.7%+8.3%+39.3%+2.4%+53.3%+89.2%+108.5%+194.7%
Range$48.17M$510.01M
CAGR+63.7%
Avg YoY Growth+72.1%
Median YoY Growth+39.8%

Frequently Asked Questions

What is Block's provision for loan, lease, and other losses?
Block (XYZ) reported provision for loan, lease, and other losses of $500.13M in Q1 2026.
How has Block's provision for loan, lease, and other losses changed year-over-year?
Block's provision for loan, lease, and other losses increased by 194.7% year-over-year, from $169.69M to $500.13M.
What is the long-term trend for Block's provision for loan, lease, and other losses?
Over 4 years (2021 to 2025), Block's provision for loan, lease, and other losses has grown at a 63.3% compound annual growth rate (CAGR), from $187.99M to $1.34B.
What does provision for loan, lease, and other losses mean?
The estimated cost of loans or receivables that may not be repaid.