Skip to content

Zions Bancorporation ZION Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.37B-1.2%
Old National Bancorp logo
Old National BancorpONB
$574.36M+42.9%
First Horizon logo
First HorizonFHN
$730M-11.2%
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

See full
Revenue$849.0M+6.8%
Net income$233.0M+37.1%
EPS (diluted)$1.56+38.1%

Balance sheet

See full
Total debt$2.2B+83.9%
Total equity$7.3B+15.3%
Total assets$88.0B0.0%

Cash flow

See full
Operating cash flow$423.0M+136%
CapEx$25.0M-7.4%
Free cash flow$398.0M+162%

Valuation

See full
Market cap$9.73B+15.2%
P/E10.1×-0.4×
P/S2.8×+0.2×

Profitability

See full
Net margin28%+2.8pp
FCF margin37.5%+7.0pp

Returns & leverage

See full
Return on equity14.1%+0.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Zions Bancorporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Zions Bancorporation's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Zions Bancorporation's allowance for credit losses?
Zions Bancorporation (ZION) reported allowance for credit losses of $667M in Q1 2026.
How has Zions Bancorporation's allowance for credit losses changed year-over-year?
Zions Bancorporation's allowance for credit losses decreased by 4.3% year-over-year, from $697M to $667M.
What is the long-term trend for Zions Bancorporation's allowance for credit losses?
Over 5 years (2020 to 2025), Zions Bancorporation's allowance for credit losses has grown at a -2.7% compound annual growth rate (CAGR), from $777M to $678M.
What does allowance for credit losses mean?
The reserve set aside by the bank to cover potential losses from loans that may not be repaid.
How do you interpret allowance for credit losses?
An increase relative to total loans may signal deteriorating credit quality or a more conservative economic outlook, while a decrease may suggest improved credit conditions.
How does allowance for credit losses compare across companies?
Peers are compared using the allowance-to-total-loans ratio to assess relative risk appetite and credit quality across different economic cycles.