Arch Capital Group Insurance — Acquisition expense ratio increased by 2.0% to 20.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.1%, from 18.5% to 20.0%. This increase may warrant attention — for this metric, lower values are generally preferred.
A lower ratio suggests higher efficiency in distribution and lower acquisition costs relative to premium volume.
The ratio of acquisition expenses, such as commissions and brokerage fees, to net premiums earned. This reflects the cos...
Commonly reported by insurance peers to evaluate the cost-effectiveness of their distribution channels.
acgl_segment_insurance_acquisition_expense_ratio| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 4.9% | 4.9% | 4.9% | 4.9% | 19% | 19.5% | 17.4% | 18.5% | 19.6% | 19.6% | 20% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +291.8% | +2.6% | -10.8% | +6.3% | +5.9% | +0.0% | +2.0% |
| YoY Change | — | — | — | — | +291.8% | +302.1% | +258.8% | -2.6% | +0.5% | +12.6% | +8.1% |