Products & Services · Year Two
Specialty — Year Two
Arch Capital Group Specialty — Year Two decreased by 3.4% to 28.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.4%, from 29.2% to 28.2%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Trends in year two development help confirm if initial year-one estimates were accurate or if adjustments to reserves are required.
Detailed definition
This represents the loss development or performance metrics for the second year of an underwriting cohort's lifecycle. I...
Peer comparison
Standard component of loss development triangle analysis in the insurance industry.
Metric ID:
acgl_segment_specialty_year_twoHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 34.2% | 29.9% | 29.9% | 29.2% | 28.2% |
| QoQ Change | — | -12.6% | +0.0% | -2.3% | -3.4% |
| YoY Change | — | -12.6% | +0.0% | -2.3% | -3.4% |
Range28.2% – 34.2%
CAGR-17.5%
Avg YoY Growth-4.6%
Median YoY Growth-2.9%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Arch Capital Group's specialty — year two?
- Arch Capital Group (ACGL) reported specialty — year two of 28.2% in Q4 2025.
- How has Arch Capital Group's specialty — year two changed year-over-year?
- Arch Capital Group's specialty — year two decreased by 3.4% year-over-year, from 29.2% to 28.2%.
- What does specialty — year two mean?
- Performance data for the second year of a specific specialty insurance underwriting period.