Arch Capital Group Third party claims-made business — Year Five decreased by 7.0% to 13.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.0%, from 14.3% to 13.3%. This is a positive signal — lower values indicate better performance for this metric.
An increase may suggest adverse loss development, while a decrease indicates favorable reserve releases or better-than-expected claims experience.
This metric represents the cumulative incurred losses or claims development for third-party claims-made insurance polici...
Commonly reported in insurance loss development triangles as part of statutory or GAAP financial disclosures.
acgl_segment_third_party_claims_made_business_year_five| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 12.7% | 13.6% | 14.3% | 14.3% | 13.3% |
| QoQ Change | — | +7.1% | +5.1% | +0.0% | -7.0% |
| YoY Change | — | +7.1% | +5.1% | +0.0% | -7.0% |