Arch Capital Group Third party claims-made business — Year Three remained flat by 0.0% to 16.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 16.3% to 16.3%. This is a positive signal — lower values indicate better performance for this metric.
Consistent trends in year-three data suggest stable reserve adequacy, while volatility may indicate emerging issues with older claims.
This metric tracks the loss development or claims activity observed during the third year following the inception of the...
Standard actuarial development triangle component; peers use this to validate the long-term accuracy of their reserving models.
acgl_segment_third_party_claims_made_business_year_three| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 17.8% | 17.2% | 16.5% | 16.3% | 16.3% |
| QoQ Change | — | -3.4% | -4.1% | -1.2% | +0.0% |
| YoY Change | — | -3.4% | -4.1% | -1.2% | +0.0% |