Products & Services · Year Three

Third party claims-made business — Year Three

Arch Capital Group Third party claims-made business — Year Three remained flat by 0.0% to 16.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 16.3% to 16.3%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Consistent trends in year-three data suggest stable reserve adequacy, while volatility may indicate emerging issues with older claims.

Detailed definition

This metric tracks the loss development or claims activity observed during the third year following the inception of the...

Peer comparison

Standard actuarial development triangle component; peers use this to validate the long-term accuracy of their reserving models.

Metric ID: acgl_segment_third_party_claims_made_business_year_three

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value17.8%17.2%16.5%16.3%16.3%
QoQ Change-3.4%-4.1%-1.2%+0.0%
YoY Change-3.4%-4.1%-1.2%+0.0%
Range16.3%17.8%
CAGR-8.4%
Avg YoY Growth-2.2%
Median YoY Growth-2.3%

Frequently Asked Questions

What is Arch Capital Group's third party claims-made business — year three?
Arch Capital Group (ACGL) reported third party claims-made business — year three of 16.3% in Q4 2025.
How has Arch Capital Group's third party claims-made business — year three changed year-over-year?
Arch Capital Group's third party claims-made business — year three decreased by 0.0% year-over-year, from 16.3% to 16.3%.
What does third party claims-made business — year three mean?
Claims activity and loss development observed during the third year of an underwriting period.