Arch Capital Group Third party occurrence business — Year One increased by 2.8% to 3.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.8%, from 3.6% to 3.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Higher values in year one may indicate a faster-than-expected reporting pattern or higher initial claim frequency.
This metric represents the loss development or claim activity specifically observed during the first year following the...
Standard actuarial development triangle component used to analyze claim reporting patterns across the industry.
acgl_segment_third_party_occurrence_business_year_one| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 3.3% | 3.4% | 3.5% | 3.6% | 3.7% |
| QoQ Change | — | +3.0% | +2.9% | +2.9% | +2.8% |
| YoY Change | — | +3.0% | +2.9% | +2.9% | +2.8% |