Products & Services · Net premiums earned

U.S. primary mortgage insurance — Net premiums earned

Arch Capital Group U.S. primary mortgage insurance — Net premiums earned remained flat by 0.0% to $200.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.1%, from $211.25M to $200.50M. Over 4 years (FY 2021 to FY 2025), U.S. primary mortgage insurance — Net premiums earned shows a downward trend with a -4.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ4 2025

How to read this metric

An increase suggests growth in the underlying mortgage insurance portfolio or improved pricing, while a decrease may indicate reduced market share, tighter underwriting standards, or increased reinsurance usage.

Detailed definition

This metric represents the total revenue recognized from U.S. primary mortgage insurance policies after accounting for r...

Peer comparison

Comparable to net premiums earned in mortgage insurance segments at peer financial institutions, though variations exist based on the mix of flow versus bulk business and reinsurance retention levels.

Metric ID: acgl_segment_u_s_primary_mortgage_insurance_net_premiums_earned

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$953.00M$804.00M$759.00M$845.00M$802.00M
YoY Change-15.6%-5.6%+11.3%-5.1%
Range$759.00M$953.00M
CAGR-4.2%
Avg YoY Growth-3.7%
Median YoY Growth-5.3%

Frequently Asked Questions

What is Arch Capital Group's u.s. primary mortgage insurance — net premiums earned?
Arch Capital Group (ACGL) reported u.s. primary mortgage insurance — net premiums earned of $200.50M in Q4 2025.
How has Arch Capital Group's u.s. primary mortgage insurance — net premiums earned changed year-over-year?
Arch Capital Group's u.s. primary mortgage insurance — net premiums earned decreased by 5.1% year-over-year, from $211.25M to $200.50M.
What is the long-term trend for Arch Capital Group's u.s. primary mortgage insurance — net premiums earned?
Over 4 years (2021 to 2025), Arch Capital Group's u.s. primary mortgage insurance — net premiums earned has grown at a -4.2% compound annual growth rate (CAGR), from $953.00M to $802.00M.
What does u.s. primary mortgage insurance — net premiums earned mean?
The total revenue earned from providing primary mortgage insurance in the United States after reinsurance costs.