Non-Current Assets

Fair value of servicing rights

Affirm Holdings, Inc. Fair value of servicing rights decreased by 29.1% to $684.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.0%, from $595.00K to $684.00K. Over 4 years (FY 2021 to FY 2025), Fair value of servicing rights shows a downward trend with a -21.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryCapital Allocation
SignalHigher is better
VolatilityVolatile
First reportedQ4 2012
Last reportedQ1 2026

How to read this metric

An increase suggests higher expected future servicing cash flows, often driven by rising interest rate environments.

Detailed definition

This represents the fair market value of the bank's rights to service mortgage loans for third-party investors. These as...

Peer comparison

Standard for banks with significant mortgage banking operations; highly correlated with interest rate cycles.

Metric ID: non_current_assets_servicing_asset_at_fair_value_amount

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.35M$2.29M$2.18M$4.62M$1.19M$1.14M$1.09M$771.00K$880.00K$569.00K$365.00K$220.00K$574.00K$435.00K$806.00K$595.00K$906.00K$667.00K$965.00K$684.00K
QoQ Change-2.6%-4.8%+112.1%-74.2%-4.2%-4.3%-29.5%+14.1%-35.3%-35.9%-39.7%+160.9%-24.2%+85.3%-26.2%+52.3%-26.4%+44.7%-29.1%
YoY Change-49.3%-50.1%-49.8%-83.3%-26.2%-50.2%-66.6%-71.5%-34.8%-23.6%+120.8%+170.5%+57.8%+53.3%+19.7%+15.0%
Range$220.00K$4.62M
CAGR-22.9%
Avg YoY Growth-4.3%
Median YoY Growth-30.5%

Frequently Asked Questions

What is Affirm Holdings, Inc.'s fair value of servicing rights?
Affirm Holdings, Inc. (AFRM) reported fair value of servicing rights of $684.00K in Q1 2026.
How has Affirm Holdings, Inc.'s fair value of servicing rights changed year-over-year?
Affirm Holdings, Inc.'s fair value of servicing rights increased by 15.0% year-over-year, from $595.00K to $684.00K.
What is the long-term trend for Affirm Holdings, Inc.'s fair value of servicing rights?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s fair value of servicing rights has grown at a -21.2% compound annual growth rate (CAGR), from $2.35M to $906.00K.
What does fair value of servicing rights mean?
The current market value of the bank's contractual rights to collect mortgage payments for others.