Business Segments · Total

Property Liability — Total

Allstate Property Liability — Total remained flat by 0.0% to $12.76B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $13.17B to $12.76B. Over 3 years (FY 2022 to FY 2025), Property Liability — Total shows relatively stable performance with a 1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025
Rolls up toOperating Income

How to read this metric

A decrease relative to revenue indicates improved underwriting profitability and operational efficiency, whereas an increase may signal rising loss ratios or higher administrative overhead.

Detailed definition

This metric represents the total operating expenses and claims costs incurred by the property and liability insurance se...

Peer comparison

Comparable to 'Total Underwriting Expenses' or 'Total Segment Operating Costs' at other large property and casualty insurance companies.

Metric ID: all_segment_property_liability_total

Historical Data

4 years
 FY'22FY'23FY'24FY'25
Value$48.24B$52.16B$52.68B$51.04B
YoY Change+8.1%+1.0%-3.1%
Range$48.24B$52.68B
CAGR+1.9%
Avg YoY Growth+2.0%
Median YoY Growth+1.0%

Frequently Asked Questions

What is Allstate's property liability — total?
Allstate (ALL) reported property liability — total of $12.76B in Q4 2025.
How has Allstate's property liability — total changed year-over-year?
Allstate's property liability — total decreased by 3.1% year-over-year, from $13.17B to $12.76B.
What is the long-term trend for Allstate's property liability — total?
Over 3 years (2022 to 2025), Allstate's property liability — total has grown at a 1.9% compound annual growth rate (CAGR), from $48.24B to $51.04B.
What does property liability — total mean?
The total costs and expenses incurred by the property and casualty insurance business to operate and pay out claims.