Products & Services · Range of Guaranteed Minimum Crediting Rates

Other life insurance — Range of Guaranteed Minimum Crediting Rates

Ameriprise Financial Other life insurance — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.05 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 2 years (FY 2023 to FY 2025), Other life insurance — Range of Guaranteed Minimum Crediting Rates shows relatively stable performance with a 0.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

An increase in the range suggests higher future interest expense obligations and potential margin compression in low-rate environments, while a decrease indicates lower liability risk.

Detailed definition

This metric represents the range of contractually guaranteed minimum interest rates applied to non-indexed life insuranc...

Peer comparison

Peers in the life insurance and annuity sector disclose similar guaranteed minimums, which are typically compared against the prevailing interest rate environment and the company's asset-liability matching strategy.

Metric ID: amp_segment_other_life_insurance_range_of_guaranteed_minimum_crediting_rates

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%
Range$0.05$0.05
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak13+ quarters growth

Frequently Asked Questions

What is Ameriprise Financial's other life insurance — range of guaranteed minimum crediting rates?
Ameriprise Financial (AMP) reported other life insurance — range of guaranteed minimum crediting rates of $0.05 in Q1 2026.
How has Ameriprise Financial's other life insurance — range of guaranteed minimum crediting rates changed year-over-year?
Ameriprise Financial's other life insurance — range of guaranteed minimum crediting rates decreased by 0.0% year-over-year, from $0.05 to $0.05.
What is the long-term trend for Ameriprise Financial's other life insurance — range of guaranteed minimum crediting rates?
Over 2 years (2023 to 2025), Ameriprise Financial's other life insurance — range of guaranteed minimum crediting rates has grown at a 0.0% compound annual growth rate (CAGR), from $0.20 to $0.20.
What does other life insurance — range of guaranteed minimum crediting rates mean?
The range of minimum interest rates the company guarantees to pay on non-indexed life insurance policies.