Products & Services · Interest credited
Universal Life Insurance — Interest credited
Ameriprise Financial Universal Life Insurance — Interest credited decreased by 8.3% to $11.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 8.3%, from $12.00M to $11.00M. Over 3 years (FY 2022 to FY 2025), Universal Life Insurance — Interest credited shows a downward trend with a -3.9% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
Higher interest credited increases the attractiveness of the product to customers but also increases the company's cost of capital.
Detailed definition
The interest expense accrued and added to policyholder account balances based on the contractual rates or market-linked...
Peer comparison
Standard interest expense metric for universal life insurance products.
Metric ID:
amp_segment_universal_life_insurance_interest_creditedHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $13.25M | $13.25M | $13.25M | $13.25M | $13.00M | $13.00M | $13.00M | $13.00M | $12.00M | $13.00M | $12.00M | $12.00M | $12.00M | $10.00M | $13.00M | $12.00M | $11.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -1.9% | +0.0% | +0.0% | +0.0% | -7.7% | +8.3% | -7.7% | +0.0% | +0.0% | -16.7% | +30.0% | -7.7% | -8.3% |
| YoY Change | — | — | — | — | -1.9% | -1.9% | -1.9% | -1.9% | -7.7% | +0.0% | -7.7% | -7.7% | +0.0% | -23.1% | +8.3% | +0.0% | -8.3% |
Range$10.00M – $13.25M
CAGR-4.5%
Avg YoY Growth-4.1%
Median YoY Growth-1.9%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — interest credited?
- Ameriprise Financial (AMP) reported universal life insurance — interest credited of $11.00M in Q1 2026.
- How has Ameriprise Financial's universal life insurance — interest credited changed year-over-year?
- Ameriprise Financial's universal life insurance — interest credited decreased by 8.3% year-over-year, from $12.00M to $11.00M.
- What is the long-term trend for Ameriprise Financial's universal life insurance — interest credited?
- Over 3 years (2022 to 2025), Ameriprise Financial's universal life insurance — interest credited has grown at a -3.9% compound annual growth rate (CAGR), from $53.00M to $47.00M.
- What does universal life insurance — interest credited mean?
- The interest added to policyholder accounts as a return on their balances.