Products & Services · Weighted-average crediting rate
Universal Life Insurance — Weighted-average crediting rate
Ameriprise Financial Universal Life Insurance — Weighted-average crediting rate remained flat by 0.0% to 3.6% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.9%, from 3.5% to 3.6%. Over 2 years (FY 2023 to FY 2025), Universal Life Insurance — Weighted-average crediting rate shows relatively stable performance with a -0.7% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026
Rolls up toWeighted average crediting rate
How to read this metric
An increase may signal competitive pressure to retain assets, while a decrease may reflect lower market interest rates or improved profitability.
Detailed definition
This represents the average interest rate credited to policyholder account values within the universal life insurance po...
Peer comparison
Commonly reported by life insurance companies as the 'crediting rate' or 'interest credited to policyholders'.
Metric ID:
amp_segment_universal_life_insurance_weighted_average_crediting_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.6% | 3.5% | 3.6% | 3.6% | 3.6% | 3.6% | 3.6% | 3.6% | 3.6% | 3.5% | 3.5% | 3.5% | 3.6% | 3.6% |
| QoQ Change | — | -2.8% | +2.9% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -2.8% | +0.0% | +0.0% | +2.9% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +2.9% | +0.0% | +0.0% | +0.0% | -2.8% | -2.8% | -2.8% | +0.0% | +2.9% |
Range3.5% – 3.6%
CAGR+0.0%
Avg YoY Growth-0.3%
Median YoY Growth+0.0%
Current Streak4 quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported universal life insurance — weighted-average crediting rate of 3.6% in Q1 2026.
- How has Ameriprise Financial's universal life insurance — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's universal life insurance — weighted-average crediting rate increased by 2.9% year-over-year, from 3.5% to 3.6%.
- What is the long-term trend for Ameriprise Financial's universal life insurance — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's universal life insurance — weighted-average crediting rate has grown at a -0.7% compound annual growth rate (CAGR), from 14.3% to 14.1%.
- What does universal life insurance — weighted-average crediting rate mean?
- The average interest rate paid to universal life insurance policyholders on their account balances.