Business Segments · Provisions
GMNS — Provisions
American Express GMNS — Provisions decreased by 94.3% to $4.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 300.0%, from -$2.00M to $4.00M. Over 3 years (FY 2022 to FY 2025), GMNS — Provisions shows an upward trend with a 123.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
An increase suggests higher perceived credit risk or deteriorating economic conditions, while a decrease indicates improved credit quality or lower risk expectations.
Detailed definition
This represents the amount of funds set aside by the Global Merchant and Network Services segment to cover potential los...
Peer comparison
Similar to loan loss provisions at other payment processors or financial institutions.
Metric ID:
axp_segment_gmns_provisionsHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.75M | $1.75M | $1.75M | $1.75M | $6.75M | $6.75M | $6.75M | $6.75M | $6.00M | $20.00M | $10.00M | $6.00M | -$2.00M | $5.00M | $5.00M | $70.00M | $4.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +285.7% | +0.0% | +0.0% | +0.0% | -11.1% | +233.3% | -50.0% | -40.0% | -133.3% | +350.0% | +0.0% | >999% | -94.3% |
| YoY Change | — | — | — | — | +285.7% | +285.7% | +285.7% | +285.7% | -11.1% | +196.3% | +48.1% | -11.1% | -133.3% | -75.0% | -50.0% | >999% | +300.0% |
Range-$2.00M – $70.00M
CAGR+23.0%
Avg YoY Growth+190.3%
Median YoY Growth+196.3%
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American Express's gmns — provisions?
- American Express (AXP) reported gmns — provisions of $4.00M in Q1 2026.
- How has American Express's gmns — provisions changed year-over-year?
- American Express's gmns — provisions increased by 300.0% year-over-year, from -$2.00M to $4.00M.
- What is the long-term trend for American Express's gmns — provisions?
- Over 3 years (2022 to 2025), American Express's gmns — provisions has grown at a 123.4% compound annual growth rate (CAGR), from $7.00M to $78.00M.
- What does gmns — provisions mean?
- Funds reserved to cover potential losses from uncollectible merchant receivables.