Discontinued — last reported Q3 '23
Allowance for credit losses
Bank of New York Mellon Allowance for credit losses decreased by 9.9% to $245.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.7%, from $294.00M to $245.00M. Over 3 years (FY 2022 to FY 2025), Allowance for credit losses shows an upward trend with a 11.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase often signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease may suggest improved borrower health.
Detailed definition
A contra-asset account representing the bank's estimate of uncollectible amounts within its loan portfolio. This reserve...
Peer comparison
Required by accounting standards (e.g., CECL or IFRS 9) for all banks; essential for comparing risk-adjusted performance.
bank_allowance_for_credit_lossesHistorical Data
| Q4 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $176.00M | $303.00M | $322.00M | $286.00M | $296.00M | $294.00M | $295.00M | $275.00M | $272.00M | $245.00M |
| QoQ Change | — | +72.2% | +6.3% | -11.2% | +3.5% | -0.7% | +0.3% | -6.8% | -1.1% | -9.9% |
| YoY Change | — | +72.2% | — | — | — | -3.0% | -8.4% | -3.8% | -8.1% | -16.7% |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Bank of New York Mellon's allowance for credit losses?
- Bank of New York Mellon (BK) reported allowance for credit losses of $245.00M in Q4 2025.
- How has Bank of New York Mellon's allowance for credit losses changed year-over-year?
- Bank of New York Mellon's allowance for credit losses decreased by 16.7% year-over-year, from $294.00M to $245.00M.
- What is the long-term trend for Bank of New York Mellon's allowance for credit losses?
- Over 3 years (2022 to 2025), Bank of New York Mellon's allowance for credit losses has grown at a 11.7% compound annual growth rate (CAGR), from $176.00M to $245.00M.
- What does allowance for credit losses mean?
- The amount of money the bank has set aside to cover potential losses from loans that may not be repaid.