Operating Expenses
Provision for Credit Losses
Bank of New York Mellon Provision for Credit Losses decreased by 271.4% to -$26.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 230.0%, from $20.00M to -$26.00M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -39.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2017
Last reportedQ4 2025
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
Metric ID:
is_provision_for_credit_lossesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$86.00M | -$45.00M | -$17.00M | $2.00M | $47.00M | -$30.00M | $20.00M | $27.00M | $5.00M | $3.00M | $84.00M | $27.00M | $0.00 | $23.00M | $20.00M | $18.00M | -$17.00M | -$7.00M | -$26.00M |
| QoQ Change | — | +47.7% | +62.2% | +111.8% | >999% | -163.8% | +166.7% | +35.0% | -81.5% | -40.0% | >999% | -67.9% | -100.0% | — | -13.0% | -10.0% | -194.4% | +58.8% | -271.4% |
| YoY Change | — | — | — | — | +154.7% | +33.3% | +217.6% | >999% | -89.4% | +110.0% | +320.0% | +0.0% | -100.0% | +666.7% | -76.2% | -33.3% | — | -130.4% | -230.0% |
Range-$86.00M – $84.00M
CAGR-23.3%
Avg YoY Growth+149.5%
Median YoY Growth+16.7%
Business Segments
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 |
|---|---|---|---|---|---|---|---|---|
| Securities Services Segment | $11.00M | -$3.00M | $15.00M | $15.00M | $8.00M | -$13.00M | -$3.00M | -$13.00M |
| All Other Segments | $12.00M | $1.00M | $0.00 | -$4.00M | $4.00M | $2.00M | -$1.00M | -$9.00M |
| Market and Wealth Services Segment | — | -$2.00M | — | — | — | -$6.00M | — | -$7.00M |
| Investmentand Wealth Management | -$1.00M | $4.00M | $1.00M | $0.00 | $2.00M | $0.00 | $0.00 | $3.00M |
| Total | $27.00M | $0.00 | $23.00M | $20.00M | $18.00M | -$17.00M | -$7.00M | -$26.00M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Bank of New York Mellon's provision for credit losses?
- Bank of New York Mellon (BK) reported provision for credit losses of -$26.00M in Q4 2025.
- How has Bank of New York Mellon's provision for credit losses changed year-over-year?
- Bank of New York Mellon's provision for credit losses decreased by 230.0% year-over-year, from $20.00M to -$26.00M.
- What is the long-term trend for Bank of New York Mellon's provision for credit losses?
- Over 4 years (2021 to 2025), Bank of New York Mellon's provision for credit losses has grown at a -39.0% compound annual growth rate (CAGR), from -$231.00M to -$32.00M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.