Current Liabilities
Time deposits
Citigroup Time deposits increased by 4.9% to $196.42B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.9%, from $187.26B to $196.42B. Over 4 years (FY 2021 to FY 2025), Time deposits shows an upward trend with a 22.6% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2025Feb 20, 2026
Parent metricDeposits
How to read this metric
An increase may indicate a need for additional funding or a strategy to lock in long-term liquidity.
Detailed definition
Time deposits consist of certificates of deposit (CDs) and other accounts with fixed maturity dates that pay interest to...
Peer comparison
Varies based on the bank's current funding needs and the competitive interest rate environment.
Metric ID:
bank_time_depositsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $86.85B | $214.34B | $223.44B | $187.26B | $196.42B |
| QoQ Change | — | +146.8% | +4.2% | -16.2% | +4.9% |
| YoY Change | — | +146.8% | +4.2% | -16.2% | +4.9% |
| % of Deposits | 6.6% | 15.7% | 17.1% | 14.6% | 14.0% |
| Share Change | — | +9.1pp | +1.4pp | -2.5pp | -0.6pp |
Range$86.85B – $223.44B
CAGR+126.2%
Avg YoY Growth+34.9%
Median YoY Growth+4.6%
Geographic Breakdown
| Segment | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|
| Outside U.S. | $155.97B | $146.11B | $151.15B |
| Total | $223.44B | $187.26B | $196.42B |
Time deposits at Other Companies
Frequently Asked Questions
- What is Citigroup's time deposits?
- Citigroup (C) reported time deposits of $196.42B in Q4 2025.
- How has Citigroup's time deposits changed year-over-year?
- Citigroup's time deposits increased by 4.9% year-over-year, from $187.26B to $196.42B.
- What is the long-term trend for Citigroup's time deposits?
- Over 4 years (2021 to 2025), Citigroup's time deposits has grown at a 22.6% compound annual growth rate (CAGR), from $86.85B to $196.42B.
- What does time deposits mean?
- Interest-bearing deposits with a fixed maturity date, such as certificates of deposit.