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Citigroup Business Segments

Business, geographic, and product segment breakdowns

Citigroup generates $88.3B in annual revenue across 4 key segments: Banking ($5.8B), Markets ($12.4B), Services ($6.8B), and USCC (-$1.5B). Based on the Q1 2026 filing.

Banking (TTM)$5.8BMarkets (TTM)$12.4BServices (TTM)$6.8BUSCC (TTM)-$1.5BWealth (TTM)$3.4B
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$213.35B
P/E Ratio13.31
ROE7.57%

Products & Services

Administration and other fiduciary fees

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Administration and other fiduciary fees$992.0M$1.0B$1.1B$1.1B$1.1B$1.1B
Custody fees$464.0M$479.0M$567.0M$551.0M$551.0M$565.0M
Fiduciary fees$400.0M$434.0M$422.0M$431.0M$442.0M$426.0M
Guarantee fees$128.0M$132.0M$134.0M$135.0M$136.0M$132.0M

Commissions and fees revenue

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Card rewards and partner payments-$3.3B-$3.1B-$3.3B-$3.4B-$3.6B-$3.2B
Interchange fees$3.0B$2.8B$3.0B$3.1B$3.1B$3.0B
Investment Banking$884.0M$1.0B$1.0B$1.1B$1.2B$1.2B
Brokerage Commissions$603.0M$704.0M$701.0M$730.0M$689.0M$886.0M
Transactional service fees$347.0M$353.0M$381.0M$377.0M$371.0M$398.0M
Deposit-related fees$328.0M$328.0M$338.0M$352.0M$359.0M$346.0M
Card-related loan fees$165.0M$163.0M$179.0M$187.0M$192.0M$207.0M
Corporate finance$173.0M$172.0M$171.0M$177.0M$168.0M$151.0M
Other$114.0M$120.0M$124.0M$142.0M$149.0M$111.0M
Insurance distribution revenue$75.0M$82.0M$79.0M$80.0M$72.0M$94.0M
Insurance premiums$24.0M$23.0M$30.0M$23.0M$30.0M$47.0M
Loan servicing$22.0M$24.0M$23.0M$21.0M$19.0M$16.0M

Revenue recognized

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Brokerage Commissions$313.0M$114.0M$45.0M$46.0M$317.0M$58.0M

Revenue from Contract with Customer, Excluding Assessed Tax

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Commissions and fees—$2.8B$2.9B$3.0B—$2.8B

Geographic

Total Assets

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Corporate/Other$126.5B———$121.4B—
In North America offices$1.3T———$1.5T—
International$900.0B———$1.1T—

Revenue

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Corporate/Other$167.0M-$270.5M-$270.5M-$270.5M-$270.5M—
International$10.1B$10.6B$10.6B$10.6B$10.6B—
United Kingdom$1.7B$1.9B$1.9B$1.9B$1.9B—

90 days  past due and accruing

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$2.8B$2.7B$2.5B$2.5B$2.7B$2.7B
In offices outside North America$72.0M$76.0M$88.0M$91.0M$93.0M$97.0M

Corporate loans, net of unearned income, excluding portfolio layer cumulative basis adjustments

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$157.7B$164.0B$169.9B$170.2B$173.0B$180.3B
In North America offices$143.7B$151.7B$159.7B$165.0B$170.7B$179.0B

Gross credit losses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$11.0M$292.0M$2.0M——$269.0M
In offices outside North America—$0.0$1.0M$2.0M$0.0$2.0M

Home equity loans in process of foreclosure

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$100.0M$100.0M$100.0M$100.0M$100.0M$100.0M

Interest Income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$3.0M$3.0M$4.0M$4.0M$4.0M$4.0M

Loans in bankruptcy

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$4.0M$3.0M$2.0M$4.0M$2.0M$3.0M

Loans in default

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$39.0M$114.0M$95.0M$101.0M$24.0M$111.0M
In offices outside North America$3.0M$3.0M$4.0M$3.0M$7.0M$3.0M

Loans, net of unearned income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$28.1B$313.1B$319.5B$320.6B$329.1B$322.6B
In offices outside North America$25.4B$74.5B$77.7B$79.4B$80.8B$81.1B
In offices outside North America$24.5B———$24.0B—

Modifications as % of loans

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices0.1%0.3%0.3%0.3%0.2%0.3%
In offices outside North America0.0%0.1%0.1%0.1%0.0%0.1%

Non-accrual loans for which there is an ACLL

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$487.0M$501.0M$561.0M$601.0M$671.0M$642.0M
In North America offices$677.0M$660.0M$901.0M$845.0M$794.0M$606.0M

Non-accrual loans for which there is no ACLL

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$146.0M$167.0M$170.0M$161.0M$153.0M$166.0M
In offices outside North America$0.0$0.0$0.0$0.0$0.0$0.0

Percentage of loans rated investment grade

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices83.0%83.0%84.0%80.0%80.0%79.0%
In offices outside North America56.0%51.0%53.0%54.0%80.0%79.0%

Recorded investment

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$823.0M$827.0M$1.1B$1.0B$947.0M$772.0M
In offices outside North America$487.0M$501.0M$561.0M$601.0M$671.0M$642.0M

Residential first mortgage loans in process of foreclosure

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$200.0M$200.0M$100.0M$100.0M$200.0M$200.0M

Total modifications balance

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$340.0M$590.0M$741.0M$510.0M$358.0M$696.0M
In offices outside North America$8.0M$24.0M$28.0M$31.0M$23.0M$37.0M

Total modified loans balance

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$1.6B$1.7B$1.9B$1.9B$1.9B$2.0B
In offices outside North America$84.0M—$85.0M$97.0M$102.0M$84.0M

Trial modifications

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In North America offices$11.0M$14.0M$20.0M$40.0M—$8.0M

Weighted- average interest rate reduction %

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America—24.0%23.0%26.0%2.0%33.0%
In North America offices—25.0%25.0%24.0%—24.0%

2021

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$1.7B———$2.2B—

2022

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.5B———$2.3B—

2023

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.6B———$2.1B—

2024

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.4B———$2.8B—

2025

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.8B———$2.6B—

Current fiscal year

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.8B$515.0M$1.1B$1.8B$2.6B$734.0M

Four years prior to current fiscal year

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$1.7B$2.4B$2.3B$2.2B$2.2B$2.3B

Interest income recognized

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America—$3.0M$2.0M$3.0M—$2.0M

Loan to value ratio

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America58.0%58.0%58.0%57.0%56.0%55.0%

Mortgage loans in process of foreclosure

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$100.0M$100.0M$100.0M$100.0M$100.0M$100.0M

NCL ratio

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America4.9%6.0%5.8%6.0%6.4%7.0%

One year prior to current fiscal year

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.4B$2.8B$2.8B$2.8B$2.8B$2.6B

Past due ratio

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America1.7%1.7%2.0%2.1%2.2%2.3%

Prior

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$7.6B$9.0B$8.6B$8.1B$7.7B$9.5B

Three years prior to current fiscal year

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.5B$2.5B$2.4B$2.3B$2.3B$2.0B

Two years prior to current fiscal year

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$2.6B$2.3B$2.2B$2.1B$2.1B$2.8B

2026

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$152.8B———$158.0B—
U.S.$79.8B———$87.5B—

2027

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$950.0M———$1.7B—
U.S.$1.8B———$715.0M—

2028

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$196.0M———$26.0M—
U.S.$205.0M———$561.0M—

2029

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$20.0M———$22.0M—
U.S.$219.0M———$242.0M—

2030

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$30.0M———$51.0M—
U.S.$181.0M———$141.0M—

After 5 years

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$4.0M———$4.0M—
U.S.$125.0M———$130.0M—

Credit commitments

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
U.S. plans$850.9B$864.1B$859.3B$903.7B$909.3B$928.6B
In offices outside North America—$174.6B$186.4B$195.8B$188.0B$189.8B

Credit exposure from investment securities

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$52.3B$71.8B$71.8B$71.8B$71.8B—

Revolving loans converted to term loans

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
In offices outside North America$33.0M$34.0M$38.0M$50.0M$52.0M$38.0M

Time Deposits

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$154.0B———$159.8B—
U.S.$82.3B———$89.3B—

Time deposits that met or exceeded insured limit

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Outside U.S.$146.1B———$151.1B—
U.S.$41.2B———$45.3B—

Business Segments

Total Assets

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$949.0B$1.2T$1.2T$1.2T$1.2T$1.3T
Services$584.0B$589.0B$618.0B$627.0B$628.0B$649.0B
Wealth$224.0B$224.0B$228.0B$232.0B$316.0B$320.0B
USCC$252.0B$244.0B$251.0B$252.0B$178.0B$171.0B
Banking$143.0B$147.0B$148.0B$141.0B$140.0B$154.0B

Average deposits

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Services$7.0B$826.0B$857.0B$893.0B$19.0B$961.0B
Wealth—$399.0B$308.0B$315.0B$2.0B$414.0B
Markets—$15.0B$18.0B$20.0B—$19.0B
Banking—$0.0$0.0$1.0B$1.0B$0.0
USCC—$0.0$90.0B$90.0B—$0.0

Average loans

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Wealth—$194.0B$149.0B$151.0B—$205.0B
USCC$2.0B$168.0B$217.0B$220.0B$2.0B$171.0B
Markets$1.0B$128.0B$136.0B$147.0B$4.0B$162.0B
Services$1.0B$87.0B$94.0B$94.0B$1.0B$99.0B
Banking—$82.0B$84.0B$81.0B—$83.0B

Compensation expense

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$883.0M$1.0B$992.0M$972.0M$1.0B$1.2B
Wealth$622.0M$880.0M$619.0M$633.0M$630.0M$866.0M
Banking$608.0M$632.0M$695.0M$691.0M$738.0M$779.0M
Services$591.0M$632.0M$641.0M$647.0M$654.0M$707.0M
USCC$544.0M$342.0M$537.0M$531.0M$539.0M$354.0M

Foreign exchange translation

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets-$188.0M$75.0M$171.0M-$49.0M—-$75.0M
Services-$91.0M$11.0M$109.0M-$19.0M—-$31.0M
Wealth-$1.0M$0.0$2.0M$0.0$0.0$4.0M
Banking-$11.0M$3.0M$20.0M$1.0M$2.0M$0.0
USCC-$47.0M$16.0M$71.0M$21.0M$15.0M$0.0

Goodwill

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$5.7B$5.7B$5.9B$5.9B$5.8B$5.8B
Wealth$4.5B$4.5B$4.5B$4.5B$5.1B$5.1B
USCC$5.2B$5.2B$5.3B$5.3B$4.7B$4.7B
Services$2.1B$2.1B$2.2B$2.2B$2.1B$2.1B
Banking$1.0B$1.0B$1.0B$1.0B$1.0B$1.0B

Income (loss) from continuing operations

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$1.0B$1.9B$1.7B$1.6B$801.0M$2.6B
Services$1.9B$1.8B$1.4B$1.8B$2.3B$2.2B
USCC$392.0M$838.0M$649.0M$858.0M$845.0M$732.0M
Wealth$334.0M$191.0M$494.0M$374.0M$338.0M$432.0M
Banking$357.0M$222.0M$461.0M$635.0M$686.0M$304.0M

Net Interest Income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCC$5.5B$5.0B$5.5B$5.7B$5.8B$5.1B
Services$3.4B$3.5B$3.6B$3.8B$4.1B$4.1B
Markets$1.9B$1.9B$2.9B$2.3B$2.8B$2.8B
Wealth$1.2B$1.8B$1.3B$1.3B$1.4B$2.1B
Banking$521.0M$491.0M$530.0M$562.0M$549.0M$587.0M

Non-compensation expense

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$2.3B$2.4B$2.5B$2.5B$2.6B$2.6B
Services$2.0B$2.0B$2.0B$2.1B$2.2B$2.2B
Wealth$939.0M$1.5B$939.0M$1.0B$1.0B$1.5B
USCC$1.9B$1.3B$1.8B$1.8B$2.0B$1.4B
Banking$443.0M$402.0M$442.0M$448.0M$414.0M$461.0M

Non-interest revenue

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$2.7B$4.2B$3.0B$3.3B$1.7B$4.4B
Services$1.7B$1.7B$1.4B$1.5B$1.9B$2.0B
Banking$720.0M$1.0B$1.4B$1.6B$1.7B$1.2B
Wealth$747.0M$926.0M$888.0M$832.0M$736.0M$970.0M
USCC-$331.0M-$417.0M-$352.0M-$363.0M-$471.0M-$359.0M

Noninterest Expense

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$3.2B$3.5B$3.5B$3.5B$3.6B$3.8B
Services$2.6B$2.6B$2.7B$2.7B$2.8B$2.9B
Wealth$1.6B$2.4B$1.6B$1.7B$1.7B$2.4B
USCC$2.5B$1.7B$2.4B$2.4B$2.5B$1.7B
Banking$1.1B$1.0B$1.1B$1.1B$1.2B$1.2B

Provision (benefit) for income taxes

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Services$564.0M$720.0M$582.0M$776.0M$848.0M$832.0M
Markets$242.0M$546.0M$513.0M$457.0M$236.0M$797.0M
USCC$123.0M$255.0M$204.0M$266.0M$254.0M$222.0M
Wealth$79.0M$50.0M$140.0M$106.0M$107.0M$117.0M
Banking$73.0M$60.0M$150.0M$201.0M$196.0M$91.0M

Provisions for credit losses and for benefits and claims

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCC$2.2B$1.8B$1.9B$1.8B$1.7B$2.1B
Banking-$240.0M$214.0M$173.0M$157.0M$176.0M$132.0M
Wealth—$126.0M-$26.0M$30.0M$38.0M$101.0M
Services$112.0M$51.0M$353.0M$61.0M$0.0$94.0M
Markets$134.0M$201.0M$108.0M$32.0M—-$15.0M

Revenue

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Markets$4.6B$6.1B$5.9B$5.6B$4.5B$7.2B
Services$5.2B$5.2B$5.1B$5.4B$5.9B$6.1B
USCC$5.2B$4.6B$5.1B$5.3B$5.3B$4.8B
Wealth$2.0B$2.8B$2.2B$2.2B$2.1B$3.1B
Banking$1.2B$1.5B$1.9B$2.1B$2.2B$1.8B

Loans, net of unearned income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Personal Banking and Wealth Management$25.9B———$25.2B—

Goodwill, Transfers

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCC—————-$609.0M
Wealth—————$609.0M