Operating

Unpaid losses and loss expenses

Chubb Unpaid losses and loss expenses decreased by 65.5% to $646.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 45.3%, from $1.18B to $646.00M. Over 2 years (FY 2021 to FY 2024), Unpaid losses and loss expenses shows a downward trend with a -6.1% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 28, 2026

How to read this metric

An increase suggests higher expected future claims, while a decrease may indicate favorable claims experience or reserve releases.

Detailed definition

This represents the change in the estimated liability for insurance claims that have been incurred but not yet paid. It...

Peer comparison

Core metric for all insurance peers; directly tied to underwriting performance and actuarial assumptions.

Metric ID: operating_increase_decrease_in_liability_for_claims_and__8d2ae9

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$797.00M$2.74B$271.00M$923.00M$1.03B$2.86B-$14.00M$575.00M$2.71B$200.00M$175.00M$2.16B$1.90B$325.00M$1.18B$42.00M$1.87B$646.00M
QoQ Change+244.0%-90.1%+240.6%+11.2%+178.4%-100.5%>999%+371.1%-92.6%-12.5%>999%-12.0%-82.9%+263.7%-96.4%>999%-65.5%
YoY Change+28.7%+4.2%-101.5%-44.0%-5.1%>999%+276.2%-29.7%+62.5%+575.4%-98.1%-1.6%-45.3%
Range-$14.00M$2.86B
CAGR-4.8%
Avg YoY Growth+151.7%
Median YoY Growth-1.6%

Frequently Asked Questions

What is Chubb's unpaid losses and loss expenses?
Chubb (CB) reported unpaid losses and loss expenses of $646.00M in Q1 2026.
How has Chubb's unpaid losses and loss expenses changed year-over-year?
Chubb's unpaid losses and loss expenses decreased by 45.3% year-over-year, from $1.18B to $646.00M.
What is the long-term trend for Chubb's unpaid losses and loss expenses?
Over 2 years (2021 to 2024), Chubb's unpaid losses and loss expenses has grown at a -6.1% compound annual growth rate (CAGR), from $5.18B to $4.57B.
What does unpaid losses and loss expenses mean?
The change in the amount of money the company expects to pay out for insurance claims.