Discontinued — last reported Q4 '17
Loans held for sale
Citizens Financial Group Loans held for sale increased by 28.3% to $1.54B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 45.5%, from $2.82B to $1.54B. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows a downward trend with a -19.6% CAGR.
Analysis
How to read this metric
Higher levels indicate strong mortgage origination volume, while lower levels may suggest a slowdown in the housing market or a change in sales strategy.
Detailed definition
These are mortgage loans originated by the bank with the specific intent to sell them to secondary market investors. Thi...
Peer comparison
Standard metric for retail banks with significant mortgage banking operations.
mortgage_loans_held_for_saleHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.62B | $3.18B | $2.73B | $1.72B | $1.38B | $1.05B | $774.00M | $855.00M | $1.23B | $749.00M | $779.00M | $505.00M | $591.00M | $614.00M | $858.00M | $2.82B | $2.09B | $1.33B | $1.20B | $1.54B |
| QoQ Change | — | -12.1% | -14.0% | -37.2% | -19.8% | -23.9% | -26.1% | +10.5% | +43.3% | -38.9% | +4.0% | -35.2% | +17.0% | +3.9% | +39.7% | +228.7% | -25.8% | -36.3% | -10.2% | +28.3% |
| YoY Change | — | — | — | — | -61.9% | -67.0% | -71.7% | -50.2% | -11.0% | -28.5% | +0.6% | -40.9% | -51.8% | -18.0% | +10.1% | +458.4% | +254.1% | +117.3% | +39.6% | -45.5% |
Business Segments
| Segment | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 |
|---|---|---|---|---|
| TBD | $1.90B | $1.90B | $1.90B | $1.90B |
| Total | $2.82B | $2.09B | $1.33B | $1.20B |
TBD was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Loans held for sale at Other Companies
Frequently Asked Questions
- What is Citizens Financial Group's loans held for sale?
- Citizens Financial Group (CFG) reported loans held for sale of $1.54B in Q1 2026.
- How has Citizens Financial Group's loans held for sale changed year-over-year?
- Citizens Financial Group's loans held for sale decreased by 45.5% year-over-year, from $2.82B to $1.54B.
- What is the long-term trend for Citizens Financial Group's loans held for sale?
- Over 5 years (2020 to 2025), Citizens Financial Group's loans held for sale has grown at a -19.6% compound annual growth rate (CAGR), from $3.56B to $1.20B.
- What does loans held for sale mean?
- Loans that the bank has created but intends to sell to other investors soon.