Products & Services · Interest accretion

Term Life Insurance — Interest accretion

Cincinnati Financial Term Life Insurance — Interest accretion remained flat by 0.0% to $13.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $13.00M to $13.00M. Over 4 years (FY 2021 to FY 2025), Term Life Insurance — Interest accretion shows an upward trend with a 2.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

Higher accretion reflects a larger liability base or higher discount rates applied to long-term obligations.

Detailed definition

Interest accretion represents the increase in the carrying value of insurance liabilities over time due to the passage o...

Peer comparison

Standard accounting adjustment for long-duration insurance contracts.

Metric ID: cinf_segment_term_life_insurance_interest_accretion

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$11.75M$11.75M$11.75M$12.00M$11.00M$12.00M$12.00M$12.00M$12.00M$13.00M$12.00M$13.00M$13.00M$12.00M$13.00M$13.00M$13.00M$13.00M$13.00M$13.00M
QoQ Change+0.0%+0.0%+2.1%-8.3%+9.1%+0.0%+0.0%+0.0%+8.3%-7.7%+8.3%+0.0%-7.7%+8.3%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change-6.4%+2.1%+2.1%+0.0%+9.1%+8.3%+0.0%+8.3%+8.3%-7.7%+8.3%+0.0%+0.0%+8.3%+0.0%+0.0%
Range$11.00M$13.00M
CAGR+2.2%
Avg YoY Growth+2.6%
Median YoY Growth+1.1%
Current Streak6 quarters growth

Frequently Asked Questions

What is Cincinnati Financial's term life insurance — interest accretion?
Cincinnati Financial (CINF) reported term life insurance — interest accretion of $13.00M in Q1 2026.
How has Cincinnati Financial's term life insurance — interest accretion changed year-over-year?
Cincinnati Financial's term life insurance — interest accretion decreased by 0.0% year-over-year, from $13.00M to $13.00M.
What is the long-term trend for Cincinnati Financial's term life insurance — interest accretion?
Over 4 years (2021 to 2025), Cincinnati Financial's term life insurance — interest accretion has grown at a 2.6% compound annual growth rate (CAGR), from $47.00M to $52.00M.
What does term life insurance — interest accretion mean?
The increase in the value of future insurance liabilities caused by the passage of time.