Products & Services · Interest accretion rate
Term Life Insurance — Interest accretion rate
Cincinnati Financial Term Life Insurance — Interest accretion rate decreased by 0.8% to 5.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.5%, from 5.2% to 5.3%. Over 3 years (FY 2022 to FY 2025), Term Life Insurance — Interest accretion rate shows relatively stable performance with a -0.2% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toWeighted-average interest accretion rate
How to read this metric
Changes in this rate reflect shifts in the interest rate environment or changes in the company's liability valuation assumptions.
Detailed definition
This rate represents the effective interest rate used to calculate the accretion of insurance liabilities over a specifi...
Peer comparison
Comparable to discount rates used by peer life insurers for reserve valuation.
Metric ID:
cinf_segment_term_life_insurance_interest_accretion_rateHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 5.4% | 5.2% | 5.2% | 5.4% | 5.3% | 5.3% | 5.3% | 5.3% | 5.3% | 5.2% | 5.2% | 5.2% | 5.2% | 5.2% | 5.2% | 5.3% | 5.3% |
| QoQ Change | — | -3.9% | -0.2% | +4.5% | -1.1% | -0.6% | +0.0% | -0.2% | -0.4% | -0.8% | -0.2% | +0.2% | -0.4% | +0.4% | +0.0% | +1.9% | -0.8% |
| YoY Change | — | — | — | — | -0.9% | +2.5% | +2.7% | -1.9% | -1.1% | -1.3% | -1.5% | -1.1% | -1.1% | +0.0% | +0.2% | +1.9% | +1.5% |
Range5.2% – 5.4%
CAGR-0.4%
Avg YoY Growth-0.0%
Median YoY Growth-0.9%
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Frequently Asked Questions
- What is Cincinnati Financial's term life insurance — interest accretion rate?
- Cincinnati Financial (CINF) reported term life insurance — interest accretion rate of 5.3% in Q1 2026.
- How has Cincinnati Financial's term life insurance — interest accretion rate changed year-over-year?
- Cincinnati Financial's term life insurance — interest accretion rate increased by 1.5% year-over-year, from 5.2% to 5.3%.
- What is the long-term trend for Cincinnati Financial's term life insurance — interest accretion rate?
- Over 3 years (2022 to 2025), Cincinnati Financial's term life insurance — interest accretion rate has grown at a -0.2% compound annual growth rate (CAGR), from 21.1% to 21.0%.
- What does term life insurance — interest accretion rate mean?
- The interest rate used to calculate the growth of insurance liabilities over time.